Investment Strategies, LLC

The firm provides investment advice and asset management to individuals (including high-net-worth clients), retirement plans, trusts, estates, and charitable organizations, offering both discretionary and non-discretionary portfolio management, comprehensive financial planning, and ERISA 3(21) plan services. It also facilitates referrals to third-party money managers and uses the Betterment for Advisors platform for delegated portfolio management and digital advisory services.

Investment strategies are developed to reflect each client’s stated objectives, time horizon, and risk tolerance and draw on fundamental, technical, and cyclical analysis; the firm monitors portfolios periodically and may supervise independent managers it appoints. For retirement plans the firm provides non-discretionary fiduciary advice, participant education and IPS development, and for managed accounts it combines custodian reporting with ongoing reviews and client approvals where required.

Noteworthy distinctions include a recent enforcement agreement with the state securities regulator (August 2025) that resulted in a civil penalty and a temporary restriction on recommending non-publicly traded securities, and an affiliation between the firm’s principal and an insurance business that occupies a substantial portion of that principal’s time. The firm also receives referral and fee-sharing arrangements with third-party managers (including an incentive sharing program) and discloses these relationships and associated conflicts of interest in its brochure.