I
Investment Navigation LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,102,244
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
11
55% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
11
LowAverage account size
$372,931
About
Investment Navigation LLC provides discretionary and non‑discretionary investment management and financial planning to individuals, high‑net‑worth clients, pension and profit‑sharing plans, other investment advisers and 529 accounts. The firm also offers ERISA plan services and can act as either a 3(21) advisor or a 3(38) investment manager for qualified retirement plans.
The firm tailors portfolios to client objectives using fundamental analysis and modern portfolio theory, and it may exercise discretionary trading authority when authorized by a client. Investment Navigation also leverages third‑party platforms — including Envestnet’s Private Wealth Management program, Altruist’s model marketplace, unified managed account and strategist programs — to access model portfolios, sub‑advisors and tax management tools.
Several features distinguish the firm from typical solo independents: it is formally affiliated with other investment adviser platforms and with an insurance business owned by the firm’s principal, who devotes a substantial portion of professional time to insurance activities and may offer insurance products to clients (a relationship the brochure discloses as a potential conflict). The firm’s small scale — roughly $7.8 million in assets under management across 11 clients — combined with its ERISA 3(21)/3(38) pension consulting work and multi‑custodian platform relationships (including Shareholders Service Group and Ascensus) is atypical for a single‑advisor practice.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Retirement income strategy
Social Security optimization
Occupation focus
Founder/Business Owner
Fee options
Financial planning fees billed 50% in advance with balance due upon plan delivery; may be charged as flat fee for ERISA plan services
$0 - $100,000: 1.25% annually $100,001 - $500,000: 1.22% annually $500,001 - $1,000,000: 1.15% annually Over $1,000,000+: 1.10% annually
$225 per hour for financial planning services
Minimum fee: Unified Managed Account Program: minimum annual per account fee $300; Fund Strategist Portfolios Program: minimum annual per account fee $100; Advisor as Portfolio Manager Program: minimum annual per account fee $100 Fee-only: Hourly financial planning fee of $225 per hour
Main office location
Investment Navigation LLC
3701 N. Kedzie Ave
Chicago IL 60625, United States
Number of offices
1
Most active in
Investment Navigation LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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