Investment Management & Planning LLC

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Client assets under management

$234,847,841

Clients

503

62% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

168

Very High

Average account size

$466,894

About

Investment Management & Planning, LLC provides fee-based investment advisory and comprehensive financial planning primarily to individual and high-net-worth clients, including retirement and estate planning and retirement-plan consulting. The firm reports approximately $238.8 million in discretionary assets under management across about 503 client relationships and offers both discretionary and non-discretionary portfolio management.

Advisers use a tailored, ongoing supervision approach that incorporates fundamental analysis, mutual fund and ETF selection, manager tenure and performance metrics, and periodic rebalancing to align portfolios with client objectives and risk tolerances. The firm implements client advice through an open-architecture platform and multiple LPL-sponsored advisory programs (including Strategic Wealth Management, Optimum Market Portfolios, Personal Wealth Portfolios and Managed Wealth Portfolios).

Noteworthy for a firm of this size, Investment Management & Planning sponsors a wrap-fee program (SWM) that can be structured so either clients or the adviser pay transaction costs as part of the advisory fee, and its advisers also act as registered representatives of LPL Financial while being licensed insurance agents/brokers. Those dual roles enable the firm to offer insurance and commissionable products (such as variable annuities) in addition to advisory services, and the brochure discloses the resulting potential conflicts of interest and related disclosures.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Business succession planning Tax strategies for small businesses Wealth management

Occupation focus

Founder/Business Owner Retired

Demographic focus

Mid-Career Professionals Established Professionals

Fee options

Percentage

$0+: Up to 2.5% annually (negotiable, maximum) $10,000+: Up to 2.5% annually for OMP program $25,000+: Up to 2.83% annually for MWP program (includes LPL program fee, strategist fee (if applicable), and advisor fee up to 2.00%) $100,000+: Up to 3.0% annually for Manager Access Select program $250,000+: Up to 2.5% annually for PWP program

Commissions

Commission charges and 12b-1 trailing commissions via LPL broker-dealer services

Project-based

$175 per hour, negotiable

Other

Fee-only: Financial planning and consulting services at $175/hour (negotiable)

Main office location

Investment Management & Planning LLC

20 Montchanin Road, Suite 270

Greenville DE 19807, United States

Number of offices

Most active in

Delaware · Florida · Louisiana · Massachusetts · New Jersey · Pennsylvania · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 302-654-5449

Advisors at this firm

Jeffrey M

CFP®, ChFC®, Series 66

Greenville, DE

Investment Management & Planning LLC

Jeffrey Macdonald is a CFP® and ChFC® with 17 years of industry experience. He has been with Investment Management & Planning LLC since 2010 and is also affiliated with LPL Financial LLC. Investment Management & Planning LLC provides fee-based investment advisory and comprehensive financial planning primarily for individual and high-net-worth clients, offering portfolio management on both discretionary and non-discretionary bases. The firm emphasizes ongoing account supervision and individualized asset allocation, often utilizing LPL-sponsored platforms and model portfolios.

General retirement planning Business succession planning Tax strategies for small businesses Wealth management Founder/Business Owner Retired Mid-Career Professionals Established Professionals

Howard R

CFP®, Series 63, Series 65

Greenville, DE

Investment Management & Planning LLC

Howard Richardson is a CFP® professional with 34 years of industry experience. He has been with Investment Management & Planning LLC since 2002 and has also been associated with LPL Financial since 1997. Outside of his advisory work, he owns two coffee-related businesses, Kaffe Karma in Greenville, DE, and Karmas Korner in Wilmington, DE. Investment Management & Planning LLC provides fee-based investment advisory and financial planning services primarily for individual and high-net-worth clients. The firm offers portfolio management using mutual funds, ETFs, equities, and fixed income, emphasizing personalized asset allocation and ongoing account supervision.

General retirement planning Business succession planning Tax strategies for small businesses Wealth management Founder/Business Owner Retired Mid-Career Professionals Established Professionals

John A

CFP®, Series 63, Series 65

Greenville, DE

Investment Management & Planning LLC

John Abood is a CFP® with 30 years of industry experience, currently serving as an advisor at Investment Management & Planning LLC since 2006. He has also been associated with LPL Financial since 2003. In addition to his advisory roles, he is involved with Abood Financial, Inc., a business entity related to his financial activities. Investment Management & Planning LLC provides fee-based investment advisory and comprehensive financial planning primarily for individual and high-net-worth clients. The firm offers portfolio management on both discretionary and non-discretionary bases, utilizing mutual funds, ETFs, equities, and fixed income, with an emphasis on individualized asset allocation and ongoing account supervision.

General retirement planning Business succession planning Tax strategies for small businesses Wealth management Founder/Business Owner Retired Mid-Career Professionals Established Professionals

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