Investment Capital Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$109,961,139
Total clients
373
22% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
373
Average account size
$294,802
About
The firm provides fee-based investment advisory and financial planning services to individuals, trusts, estates and charitable organizations, managing portfolios on a discretionary or non‑discretionary basis. Like many independent advisors, it charges asset‑based fees and delivers portfolio management tailored to client objectives, but it currently offers accounts through a wrap fee program that bundles execution costs into the management fee.
The firm emphasizes a strategic asset allocation approach intended to reduce risk and improve performance, employing fundamental, technical and cyclical analysis and using instruments that include mutual funds, municipal securities, options and indexed insurance products. Accounts are primarily managed for the long term with a focus on income and dividend-producing investments, and the sole advisor monitors client accounts on an ongoing basis.
Noteworthy differentiators include an unusually high client load for a solo practitioner (the brochure lists more than 370 client relationships) and the firm’s role as sponsor of its own wrap fee program, which it operates without third‑party asset managers and retains in full. The adviser is affiliated with an insurance agency and a tax/accounting practice and holds Enrolled Agent and advanced IRA credentials, which the brochure discloses as creating cross‑service opportunities and potential conflicts that are communicated to clients.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Wealth management
Retirement withdrawal strategies
Real estate investing
Demographic focus
Approaching retirement
Retired
Fee options
Fixed fee for comprehensive financial planning services ranging from $400 to $3,000 based on client profile
$0 - $250,000: 1.00% annually $250,001 - $500,000: 0.90% annually $500,001 - $1,000,000: 0.80% annually $1,000,001 - $2,000,000: 0.70% annually $2,000,001 - $3,000,000: 0.60% annually $3,000,001 - $5,000,000: 0.55% annually $5,000,001+: 0.50% annually
$375 per hour for financial planning services after the initial year
Account minimum: $50,000 Fee-only: Fixed fees for financial planning ranging from $400 to $3,000 based on income, net worth, and marital status; hourly rate of $375 per hour for subsequent financial planning services after one year.
Main office location
Investment Capital Advisors
116 West Main St.
Clinton NJ 08809, United States
Number of offices
1
Most active in
Investment Capital Advisors has reported serving >5 clients in these states in the last 12 months.
Delaware · Florida · Louisiana · New Jersey · North Carolina · Pennsylvania · South Carolina · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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