Intrepid Financial Services, LLC

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Client assets under management

Clients

0% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

About

Intrepid Financial Services serves individual and high‑net‑worth clients with financial coaching, one‑time portfolio analyses, and investment advisory services. Rather than directly trading or holding custody, the firm arranges ongoing portfolio management through a tri‑party relationship with a third‑party money manager.

The firm’s approach centers on coaching clients to articulate a “purpose for money” and avoiding stock‑picking, market‑timing, and track‑record investing, reflecting an efficient‑market, asset‑class diversification philosophy. Portfolios are implemented using broadly diversified mutual‑fund and structured‑fund allocations managed and monitored by the third‑party manager, which holds discretionary authority for trading.

Distinctive aspects include a disclosed affiliation with an estate‑planning law practice and access to a licensed insurance agent who may offer commissionable products, relationships the firm identifies as potential conflicts of interest. The adviser is small in scale with a limited client base, offers an optional flat‑fee portfolio analysis, and does not take custody or direct trading authority over client accounts while relying on proprietary third‑party portfolios not generally available to the public.

Client services

Selection of other advisers Portfolio analysis (mri) services

Expertise

Passive / index investing

Fee options

Fixed

$500 one-time fee for optional portfolio analysis

Percentage

$0 - $1,000,000: 0.99% annually $1,000,001 - $4,000,000: 0.75% annually $4,000,001+: 0.50% annually

Other

Account minimum: $200,000 Fee-only: 0.50% to 0.99% annually on assets under management (tiered)

Main office location

Intrepid Financial Services, LLC

13913 Quail Pointe Drive Suite B

Oklahoma City OK 73134, United States

Number of offices

Most active in

Oklahoma

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Lawyer

They provide legal services, typically billed separately.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website (405) 843-6100

Advisors at this firm

Scott P

Series 65

Oklahoma City, OK

Intrepid Financial Services, LLC

Scott Parman is a financial advisor with Intrepid Financial Services, LLC, holding a Series 65 designation and over 10 years of industry experience. He has been involved with Parman & Easterday, an estate planning law firm, since 2008, where he serves as Director of Client and Community Relations. Parman also operates Parman Financial Coaching LLC, which he founded in 2015. Intrepid Financial Services serves individual and high-net-worth clients by providing financial coaching, ongoing education, and access to investment portfolio management through a third-party manager. The firm emphasizes market efficiency and broad diversification, avoiding stock-picking and market timing in its investment approach.

Passive / index investing

Larry P

Series 63, Series 66

Oklahoma City, OK

Intrepid Financial Services, LLC

Larry Parman is a financial advisor with Intrepid Financial Services, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He operates Parman Financial Coaching LLC and The Parman Group PLLC, and has been affiliated with Metlife Securities, Inc. since 2011. Outside of his advisory work, Parman is an attorney providing estate planning services and is a contributing writer for the Daily Oklahoman and CEO Maestro.com. Intrepid Financial Services serves individual and high-net-worth clients by combining financial coaching, education, and access to investment portfolio management. The firm emphasizes market efficiency and broad diversification, working with a third-party manager for discretionary portfolio management.

Passive / index investing

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