Interwise

Interwise provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts, employer retirement plans, and business entities. Services include discretionary asset management (including use of separately managed accounts and third‑party managers), retirement plan consulting, and both standalone and occasional complimentary financial planning engagements.

The firm emphasizes tailored, diversified portfolios built from equities, fixed income, ETFs, mutual funds and, when suitable, alternative or semi‑liquid investments such as privately traded REITs and private equity; portfolios are generally managed to strategic models with periodic rebalancing and ongoing suitability reviews. Interwise routinely uses third‑party managers and SA Funds through Focus Partners Advisor Solutions for implementation, and discloses the use of margin and margin loans in some client accounts while monitoring and communicating the associated risks.

Notable distinctions include multiple industry affiliations that can create potential conflicts of interest: representatives are registered with Chauner Securities, Inc. and are licensed insurance agents who may receive commissions, and several advisors are Certified Public Accountants offering tax and accounting services through Interwise Tax, LLC under separate engagement agreements. The firm’s formal relationship with Focus Partners (FPAS) for SA Fund services, its stated procedures to review SA Fund suitability, and its explicit disclosure that advisory fees may be billed on margined securities are practices that are less common among similarly sized team firms.