Intervest Ltd

InterVest provides financial planning, portfolio management, and asset-management consulting to individuals, families, trusts, estates, charitable organizations, and retirement plans. The firm serves both high‑net‑worth and non‑HNW clients and delivers comprehensive planning, implementation support, and ongoing advice on investments and retirement accounts.

The firm’s process centers on developing individualized financial plans after a detailed review of a client’s assets, liabilities, taxes, insurance, retirement and estate needs, and it routinely coordinates with clients’ attorneys, accountants, and other professionals. For implementation and monitoring, InterVest commonly uses external managers and participates in an SEI‑sponsored program through which it sets asset allocation, recommends managers or funds, and provides rebalancing and oversight; outside of that program its investment advice is generally non‑discretionary.

Compared with many peers, InterVest operates with a small principal team while managing roughly $247 million in client assets and maintains contractual referral/servicing arrangements with several third‑party advisers, under which the firm receives a portion of the managing firms’ advisory fees (disclosed to clients). The principals also occasionally serve as trustees, personal representatives, or powers of attorney for clients — creating circumstances of constructive custody that subject the firm to an annual surprise examination.