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Intercarolina Financial Services, Inc.

Updated today

Client assets under management

$92,478,496

Clients

271

4% high-net-worth

Advisors

11

of 14 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

25

Very Low

Average account size

$341,249

About

Intercarolina Financial Services, Inc. provides investment advisory and retirement plan consulting to individual clients (including high‑net‑worth individuals) and to qualified retirement plans, offering portfolio management for personal accounts and services for pension, profit‑sharing, 403(b), 404(c) and 401(k) plans. The firm also participates in wrap fee programs and may recommend or engage third‑party account managers for client assets.

The firm develops individualized investment policies through interviews and questionnaires and employs fundamental, technical, and cyclical analysis to allocate across individual equities, fixed income, mutual funds and ETFs, using both long‑ and short‑term strategies. Accounts are managed on both discretionary and non‑discretionary bases, with the large majority of client assets reported as non‑discretionary ($120,227,689 non‑discretionary vs. $10,522,775 discretionary as of 12/31/2024).

Distinctive features include an affiliated FINRA‑registered broker‑dealer and an affiliated insurance agency, with several personnel registered as broker‑dealers and insurance agents; the firm reports spending a substantial portion of its time on broker‑dealer activities while stating policies to limit conflicts (for example, prohibiting receipt of broker commissions on advisory accounts). The firm operates multiple offices (nine) and participates in third‑party wrap programs, and it deducts advisory fees through custodians (resulting in limited custody of client cash held under NASAA safeguards).

Client services

Portfolio management Pension consulting Selection of other advisers
Portfolio management for pension, 401 (k), 403 (b), mep plans & pep plans

Expertise

Retirement plans for business owners (SEP, solo 401k) Wealth management

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Fee options

Fixed

Fixed fees are negotiable with a maximum of 1.50% annually (150 basis points) for non-retirement portfolio management services; exact amounts are negotiated.

Main office location

Intercarolina Financial Services, Inc.

3300 Battleground Avenue, Suite 202

Greensboro NC 27410, United States

Number of offices

9

Most active in

California · Florida · Georgia · Kentucky · Massachusetts · Minnesota · Nevada · North Carolina · North Dakota · South Carolina · South Dakota · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Vincent R

Series 66

Cary, NC

Intercarolina Financial Services, Inc.

Vincent Revels is a financial advisor at Intercarolina Financial Services, Inc. with 24 years of industry experience. He holds a Series 66 designation and has worked at Intercarolina since 2016, following a 13-year tenure at The Strategic Financial Alliance, Inc. Outside of his advisory role, he is involved with Ascendant Financial, focusing on financial services marketing, and also works as an insurance agent with Dempsey Companies. Intercarolina Financial Services provides investment advisory and retirement plan consulting to individual clients, including high-net-worth individuals, as well as qualified retirement plans. The firm employs a range of analytical approaches to portfolio management across equities, fixed income, mutual funds, and ETFs, managing accounts on both discretionary and non-discretionary bases.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

James C

Series 63, Series 65

Greensboro, NC

Intercarolina Financial Services, Inc.

James Cordell is a financial advisor with Intercarolina Financial Services, Inc. in Greensboro, NC, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Intercarolina Financial Services since 2010 and is also president of the Cordell Group, Inc. Outside of his advisory work, he plays mandolin in a bluegrass band called Guilty Pleasures. Intercarolina Financial Services provides investment advisory and retirement plan consulting to individual and qualified retirement plan clients, utilizing fundamental, technical, and cyclical analysis to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Lynn I

Series 63, Series 65

Concord, NC

Intercarolina Financial Services, Inc.

Lynn Irvin is a financial advisor at Intercarolina Financial Services, Inc. in Concord, NC, with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Intercarolina Financial Services since 1993. Prior to that, he worked at CK Federal Savings Bank starting in 1990. Intercarolina Financial Services provides investment advisory and retirement plan consulting to individual clients, including high-net-worth individuals, as well as qualified retirement plans. The firm develops individualized investment policies and employs a range of analytical methods to manage portfolios across equities, fixed income, mutual funds, and ETFs.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Diana T

Series 66

Murray, KY

Intercarolina Financial Services, Inc.

Diana Thomason is a Series 66-credentialed financial advisor with 20 years of industry experience. She has been with Intercarolina Financial Services, Inc. since 2010. Outside of her advisory role, she hosts a local radio breakfast show in Murray, KY. Intercarolina Financial Services, Inc. provides investment advisory and retirement plan consulting to individual clients, including high-net-worth individuals, as well as qualified retirement plans. The firm employs fundamental, technical, and cyclical analysis to create individualized investment policies and manages accounts on both discretionary and non-discretionary bases.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Adamson W

Series 63, Series 65

Greensboro, NC

Intercarolina Financial Services, Inc.

Adamson Wright is a financial advisor at Intercarolina Financial Services, Inc. in Greensboro, NC, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with Intercarolina Financial Services since 2011. Wright serves on the board of the Triad Scottish Society, a nonprofit organization. Intercarolina Financial Services, Inc. provides investment advisory and retirement plan consulting to individual and high-net-worth clients, as well as qualified retirement plans. The firm develops individualized investment policies using fundamental, technical, and cyclical analysis to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Anthony H

Series 63, Series 65

Greensboro, NC

Intercarolina Financial Services, Inc.

Anthony Hinson is a financial advisor at Intercarolina Financial Services, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at HD Vest Advisory Services and HD Vest Investment Services. In addition to his advisory work, he operates Hinson's Tax and Accounting Services, providing accounting services in Oakboro, NC. Intercarolina Financial Services, Inc. offers investment advisory and retirement plan consulting to individual and qualified plan clients, utilizing fundamental, technical, and cyclical analysis to manage diversified portfolios across equities, fixed income, mutual funds, and ETFs. The firm serves both discretionary and non-discretionary accounts and participates in third-party wrap fee programs.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Clark W

Series 66

Sandy Springs, GA

Intercarolina Financial Services, Inc.

Clark Weeks is a financial advisor with Intercarolina Financial Services, Inc. He holds the Series 66 designation and has 16 years of industry experience. Weeks serves on the board of trustees and finance committee for the SECAMP Association, Newfound Harbor Institute, advising on pension plans and investment performance. He also owns and consults through Sherwood Forest, a consulting business. Intercarolina Financial Services, Inc. provides investment advisory and retirement plan consulting to individual and qualified retirement plan clients. The firm employs fundamental, technical, and cyclical analysis to manage portfolios across various asset classes, offering both discretionary and non-discretionary account management.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

George H

Series 63, Series 65

Greensboro, NC

Intercarolina Financial Services, Inc.

George Hartzman is a financial advisor at Intercarolina Financial Services, Inc. in Greensboro, NC, holding Series 63 and Series 65 credentials with 24 years of industry experience. He has been with Intercarolina since 2012. Outside of his advisory role, he teaches continuing education courses for CPAs on a part-time basis. Intercarolina Financial Services provides investment advisory and retirement plan consulting to individual clients, including high-net-worth individuals, as well as qualified retirement plans. The firm employs fundamental, technical, and cyclical analysis to manage portfolios across various asset classes using both long- and short-term strategies.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Jeremy R

Series 66

Wahpeton, ND

Intercarolina Financial Services, Inc.

Jeremy Remily is a financial advisor at Intercarolina Financial Services, Inc. with 17 years of industry experience. He holds the Series 66 designation and has worked at Intercarolina since 2018, following three years at Capital Financial Services, Inc. Outside of his advisory role, Remily serves as president of Great Plains Capital Mortgage, a mortgage loan origination business. Intercarolina Financial Services, Inc. provides investment advisory and retirement plan consulting to individual and qualified plan clients, employing fundamental, technical, and cyclical analysis to manage portfolios across equities, fixed income, mutual funds, and ETFs. The firm offers both discretionary and non-discretionary account management and operates multiple offices with affiliated broker-dealer and insurance services.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Joseph N

Series 63, Series 65

Greensboro, NC

Intercarolina Financial Services, Inc.

Joseph Navolanic is a financial advisor with Intercarolina Financial Services, Inc. in Greensboro, NC, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Intercarolina Financial Services since 1986 and previously worked at Fund Direct Advisors, Inc. from 2013 to 2019. Intercarolina Financial Services provides investment advisory and retirement plan consulting to individual clients, including high-net-worth individuals, and qualified retirement plans. The firm uses fundamental, technical, and cyclical analysis to manage portfolios across equities, fixed income, mutual funds, and ETFs, serving clients on both discretionary and non-discretionary bases.

Retirement plans for business owners (SEP, solo 401k) Wealth management
user avatar

Marcus K

Series 63

Greensboro, NC

Intercarolina Financial Services, Inc.

Marcus Kindley is a financial advisor at Intercarolina Financial Services, Inc. in Concord, NC, holding a Series 63 designation with 44 years of industry experience. He has been with Intercarolina Financial Services since 1986. Intercarolina Financial Services provides investment advisory and retirement plan consulting to individual clients, including high-net-worth individuals, and qualified retirement plans. The firm employs a combination of fundamental, technical, and cyclical analysis to manage portfolios across equities, fixed income, mutual funds, and ETFs, offering both discretionary and non-discretionary account management.

Retirement plans for business owners (SEP, solo 401k) Wealth management
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