Intelligent Investing

Intelligent Investing is a single-advisor registered investment adviser that provides portfolio management, pension consulting (including plan analysis and manager selection) and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm creates an Investment Policy Statement for each client and provides ongoing portfolio monitoring and quarterly reporting through a qualified custodian.

The firm’s approach draws on multiple methods of analysis — charting, fundamental, quantitative, technical and modern portfolio theory — and employs both long‑term and short‑term trading, margin transactions, and a wide range of investment types including mutual funds, ETFs (including precious‑metal ETFs), fixed income, equities, non‑U.S. securities, private placements and venture capital funds. The adviser generally requests discretionary authority to trade but also provides non‑discretionary portfolio management at a client’s election and documents risk tolerances and asset allocation in each client’s IPS.

Noteworthy features disclosed in the brochure include that the firm’s principal maintains accounting activities and a formal referral/solicitor arrangement with an accounting practice, which the adviser discloses as a potential source of conflict of interest. The firm’s willingness to serve charitable organizations and to operate non‑discretionary accounts (with the attendant limitations on block trading and execution) are aspects that distinguish it from many solo independent advisers.