Intelligent Investing

Intelligent Investing serves individuals—including both high-net-worth and non‑HNW clients—as well as pension and profit‑sharing plans, charitable organizations, and businesses. The firm provides discretionary portfolio management, financial planning, pension consulting, and financial consulting, and it manages both custodial accounts and held‑away defined‑contribution participant accounts.

The firm tailors advice through an initial client assessment of objectives and risk tolerance and implements strategies using customized portfolios or firm-developed model portfolios that are monitored and rebalanced on an ongoing basis. It also integrates tax-aware services into portfolio management, including a formal tax‑loss harvesting program and complimentary RMD calculations, and it reviews held‑away retirement accounts at least quarterly via a third‑party platform.

Notably, the firm offers participant‑focused educational services uncommon among peers, including enrollment meetings and investment seminars covering diversification, asset allocation, risk tolerance, and time horizon for plan participants. It operates with a small advisory team and a limited client roster, and uses a held‑away platform to rebalance and trade certain retirement plan accounts without taking direct custody.