Integrity Prosperity Security (IPS) Strategic Capital

The firm provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations and small businesses, and additionally acts as adviser and/or sub‑adviser to an open‑end mutual fund (the IPS Strategic Capital Absolute Return Fund). Advice ranges from one‑time financial plans and hourly engagements to ongoing discretionary asset management with periodic account reviews and performance reporting.

The firm typically manages client accounts on a discretionary basis under a limited power of attorney and documents goals in investment policy statements when appropriate. Its investment approach emphasizes options‑based, risk‑managed strategies (primarily index options), top‑down tactical asset allocation with dynamic correlation analysis, and the construction of synthetic buffered portfolios and hedge overlays to control downside risk.

What distinguishes the firm from many peers is that it operates an affiliated mutual fund while also managing separate client accounts and excludes client-held fund shares from its AUM calculations for billing purposes; it also issues periodicals and special reports by subscription and provides regular performance reporting. The firm discloses that some advisory personnel are licensed to sell insurance and that it uses derivatives and structured option strategies in separately managed accounts, and its activities are subject to oversight by an external monitoring entity.