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Integrity First Planners, Inc.

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Total assets under management

$50,000,000

Total clients

68

26% high-net worth

Total advisors

1

of 1 employees

Firm size

Independent

1 advisor

Average clients per advisor

68

Average account size

$735,294

About

Integrity First Planners provides financial planning and discretionary investment management to individuals — including executives and retirees — as well as to business entities and participants in employer-sponsored retirement plans. The firm also offers retirement-plan consulting and participant-level management for 401(k), 403(b), pension and profit-sharing plans under both limited 3(21) and full 3(38) fiduciary engagements.

The adviser uses fundamental and technical analysis to build tailored portfolios and financial plans, monitors accounts at least quarterly, and can implement a range of strategies consistent with client objectives. The brochure discloses that managed accounts may employ borrowing, margin, leverage and derivative instruments, and that the firm uses asset-based billing and, for qualified clients, performance-based fee arrangements.

The firm’s principal is also a licensed insurance agent and a registered representative who sells insurance and securities for commissions, a practice and time commitment the brochure notes and discloses as a potential conflict of interest. Offering both ERISA plan-level services (including 3(38) investment manager duties) and commission-based insurance and broker-dealer activities distinguishes the adviser from many peers and is addressed through disclosure and internal conflict-mitigation procedures.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Disability insurance General estate planning guidance Cash flow / budgeting

Occupation focus

Executive Retired

Fee options

Percentage

$0 - $500,000: 1.5% $500,001 - $1,000,000: 1.1% $1,000,001+: 0.7%

Commissions

Firm president is a registered representative of a broker-dealer and sells securities for commission; also sells insurance products for commission

Project-based

Financial planning hourly fee is $125 per hour

Performance-based

10% performance fee on quarterly gains for qualified clients with at least $1 million AUM or $2 million net worth, based on a high water mark

Other

Fee-only: Hourly financial planning fee is $125 per hour

Main office location

Integrity First Planners, Inc.

Bratenahl OH, United States

Number of offices

1

Most active in

Florida · Ohio · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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