Integrative Financial Strategies
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$20,000,000
Total clients
15
60% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
15
Average account size
$1,333,333
About
Integrative Financial Strategies provides discretionary portfolio management and comprehensive financial planning primarily for individual investors, as well as trusts, estates and sponsors of employer retirement plans. The firm offers ongoing investment supervisory services, plan design and participant education for retirement plans, and may engage third‑party managers on a selective basis.
The firm follows a Structured Asset Class Investing framework that emphasizes diversified asset allocation, market efficiency, and a long‑term, buy‑and‑hold orientation, using mutual funds, equities, bonds, ETFs, REITs, private placements and insurance products (including annuities) where appropriate. Portfolios are managed on a discretionary basis with regular monitoring, periodic rebalancing, and reviews triggered by market events or client changes.
What is distinctive is that the principal holds state licenses to sell life and health insurance and is also a licensed real estate broker and an Accredited Investment Fiduciary Analyst, so the firm supplements advisory work by assisting clients with insurance and real‑estate needs and discloses any related compensation. The combination of insurance and real‑estate activity together with serving employer retirement and other institutional clients is uncommon for a one‑advisor independent firm managing roughly $20 million for a small client base.
Client services
Financial planning
Portfolio management
Expertise
Retirement income strategy
Annuities
College savings (529s, UTMA, etc.)
General estate planning guidance
Wealth management
Occupation focus
Founder/Business Owner
Fee options
Fixed fees for comprehensive written financial plans ranging from $2,000 to $10,000
$0 - $149,999: 1.50% or $1,500 whichever is higher $150,000 - $499,999: 1.25% $500,000 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.90% $2,000,000+: 0.70%
Commissions from insurance products and other financial products sold; fees from 401k and retirement plan services generally ranging from 0.25% to 40% of plan assets or fixed fees
Minimum fee: $1,500 minimum annual fee Fee-only: Fixed fees for financial plans ranging from $2,000 to $10,000
Main office location
Integrative Financial Strategies
Vacaville CA, United States
Number of offices
1
Most active in
Integrative Financial Strategies has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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