Integrated Wealth Advisors, LLC

Integrated Wealth Advisors provides financial planning, retirement plan consulting, and discretionary portfolio management to individuals (including high net worth clients), pension and profit‑sharing plans, and corporate clients. Services are offered on a fee‑for‑service basis for planning and as percentage‑of‑AUM asset management through the firm’s managed accounts and third‑party platform programs.

The firm’s investment approach blends customized model portfolios created by its advisors with third‑party strategies available through platform programs (PPS Custom and PPS Select, including Personalized Indexing) and may incorporate tax‑harvesting and both active and passive vehicles. Portfolios can include individual equities, mutual funds, ETFs, fixed income and variable insurance products, and advisors typically have discretion to tailor allocations to client objectives and restrictions.

Distinctive aspects disclosed in the brochure include an affiliation with a separately registered adviser that is sponsoring an affiliated actively managed ETF which the firm intends to use as its primary equity allocation for many high net worth clients and to seed via potential in‑kind transfers, arrangements that create material conflicts of interest and add an ETF expense on top of the firm’s advisory fee. The firm also relies on a platform relationship with Commonwealth (and the custodian/clearing arrangements tied to that platform), has accepted a forgivable loan tied to maintaining that relationship following the platform’s acquisition, and discloses how those arrangements and shared infrastructure may influence program and custody recommendations.