Integrated Financial Planning Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,050,716
Clients
27
0% high-net worth
Advisors
1
of 21 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
LowAverage account size
$150,027
About
Integrated Financial Planning Services offers ongoing portfolio management and financial planning, preparing client‑specific investment policy statements and implementing portfolios primarily using mutual funds, equities, bonds, and ETFs. The firm serves individual and high‑net‑worth clients, reports no account minimum, and describes itself as newly formed with no assets under management at the time of the brochure.
The firm’s stated investment approach relies on fundamental analysis and a long‑term trading orientation, with accounts reviewed at least monthly and regular portfolio monitoring documented in each client’s investment policy statement. IFPS does not take discretionary trading authority over client accounts, uses Schwab Institutional for custody, and describes the ability to aggregate block trades across accounts while withdrawing advisory fees with client authorization.
Notable, and uncommon for firms in this category, is that IFPS is registered as a broker‑dealer and its representatives may accept commissions for the sale of securities, with disclosures and documentation of related conflicts of interest and the option for clients to purchase recommended products through other brokers. The brochure also lists a principal office in Heidelberg, Germany—an unusual principal‑office location for peer firms—and the firm offers hourly financial planning fees in addition to asset‑based management fees.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
$0 - $100,000: 0.90% $100,001 - $250,000: 0.70% $250,001 - $500,000: 0.50% $500,001 - $1,000,000: 0.30% $1,000,001+: 0.20%
Advisory fees plus commissions from sale of securities; commissions are not the primary source of income.
Between $50 and $250 per hour, fees negotiable depending on complexity.
Most active in
Integrated Financial Planning Services has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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