Integral Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$158,025,042
Clients
70
93% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
70
Very HighAverage account size
$2,257,501
About
Integral Financial Planning LLC serves individuals—including high-net-worth clients—as well as trusts and estates, providing personalized financial planning, comprehensive wealth management, and income tax preparation. The firm operates on a fee-only basis and does not accept commissions or sell commissioned financial products.
Investment advice emphasizes mutual funds and exchange-traded funds and draws on fundamental analysis and modern portfolio theory to align portfolios with clients’ objectives and risk tolerances. Comprehensive wealth management is provided only after delivery of a written financial plan, and the firm generally manages client accounts on a non‑discretionary basis so clients retain final approval for trade execution.
Distinctive features include that the firm’s principal is a Registered CPA and income tax preparation is explicitly integrated into the advisory offering, a service mix that is uncommon among peers. The firm’s compensation model is also atypical for supported firms: it relies on fixed and hourly fees rather than a percentage‑of‑AUM billing approach, and it reports essentially all managed assets as non‑discretionary.
Client services
Financial planning
Portfolio management
Income tax preparation services
Expertise
General retirement planning
General tax planning
College savings (529s, UTMA, etc.)
Wealth management
Fee options
Financial Planning fixed fee ranges from $3,500 to $6,000; Comprehensive Wealth Management fixed annual fee ranges from $3,200 to $23,500, billed quarterly in arrears.
Hourly financial planning fees are $250 per hour and negotiable.
Account minimum: No minimum stated; however, the firm may terminate accounts it deems too small to manage effectively, based on its sole discretion. Minimum fee: Minimum fees may be waived or negotiated based on client circumstances; no specific minimum dollar amount universally required. Fee-only: Integral is strictly a fee-only advisor; no commissions accepted.
Main office location
Integral Financial Planning LLC
Naperville IL, United States
Number of offices
3
Most active in
Integral Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")