Integral Financial Planners
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,328,444
Total clients
5
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
5
Average account size
$865,689
About
Integral Financial Planners provides financial planning and portfolio management to individuals, high‑net‑worth households, and small businesses, offering both broad-based and modular planning alongside investment consultation and implementation services. Its planning work covers retirement and education funding, cash‑flow and debt management, tax‑aware investment recommendations, and assistance with employer‑plan rollovers and Social Security strategies.
The firm constructs diversified portfolios using Modern Portfolio Theory with mutual funds, ETFs, cash, fixed income and REITs, and manages accounts on a discretionary basis with regular reviews. Portfolio construction emphasizes tax efficiency and incorporates scenario analysis and stress testing to address tail‑risk and low‑probability “black swan” events in addition to standard asset allocation considerations.
Distinctive aspects include an expressed willingness to work with small businesses on employee retention and retirement strategies while clarifying it does not serve as an ERISA plan fiduciary or plan administrator. The firm, formed in 2023 and licensed in 2024, relies on Charles Schwab & Co., Inc. for custody and related institutional services, may waive planning fees for clients who engage its managed‑account service, and does not vote proxies on client securities.
Client services
Financial planning
Portfolio management
Fee options
Fixed fees for project-based financial planning engagements ranging from $495 to $1,495.
$0 - $250,000: 1.15% annually $250,001 - $500,000: 1.00% annually $500,001 - $750,000: 0.85% annually $750,001 - $1,000,000: 0.75% annually $1,000,001 - $1,500,000: 0.70% annually $1,500,001 - $3,000,000: 0.65% annually $3,000,001 - $4,000,000: 0.60% annually $4,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.40% annually
Ongoing planning services monthly fees ranging from $99 to $249, depending on complexity.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Integral Financial Planners
Rockport ME, United States
Number of offices
1
Forms ADV
Quick links
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