Integral Financial Planners
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$8,877,786
Clients
10
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
10
LowAverage account size
$887,779
About
Integral Financial Planners is an independent, state-registered investment adviser that serves individuals, high‑net‑worth individuals, and small businesses. The firm provides modular and broad-based financial planning, ongoing portfolio management, investment consultation, and business consultation services including employee benefits and retirement plan advice.
Investment portfolios are constructed using Modern Portfolio Theory and informed by third‑party research, portfolio analytics, scenario analysis, and stress testing, with accounts managed on a discretionary basis. Financial planning follows a three‑step discovery/diagnosis/implementation process and can include implementation support and ongoing monitoring at the client’s request.
Noteworthy aspects include a solo‑advisor structure that nevertheless reports roughly $8.88 million in discretionary assets across about ten clients, and an explicit emphasis on assisting small businesses while clarifying it does not serve as an ERISA §3(38) investment manager or §3(16) plan administrator. The firm also discloses that planning fees may be waived for clients who place assets under its management and that it does not vote client proxies.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
General retirement planning
Social Security optimization
Fee options
Project-based fixed fees ranging from $495 to $1,495.
$0 - $250,000: 1.15% annually $250,001 - $500,000: 1.00% annually $500,001 - $750,000: 0.85% annually $750,001 - $1,000,000: 0.75% annually $1,000,001 - $1,500,000: 0.70% annually $1,500,001 - $3,000,000: 0.65% annually $3,000,001 - $4,000,000: 0.60% annually $4,000,001 - $5,000,000: 0.50% annually $5,000,001+: 0.40% annually
Monthly ongoing planning services fees ranging from $99 to $249.
Fee-only: Project-based fixed fees ranging from $495 to $1,495; monthly ongoing planning fees ranging from $99 to $249; fees waived for clients with assets under management.
Main office location
Integral Financial Planners
Rockport ME, United States
Number of offices
1
Most active in
Integral Financial Planners has reported serving >5 clients in these states in the last 12 months.
Maine · New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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