INS Capital Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$11,572,634
Total clients
17
18% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
17
Average account size
$680,743
About
INS Capital Management provides personalized portfolio management and standalone financial planning primarily for individual investors, families, trusts and high‑net‑worth households. Services are delivered on a discretionary basis and include ongoing portfolio monitoring and periodic client reviews tied to stated objectives.
The firm builds portfolios principally from exchange‑traded funds and offers two distinct programs: a passive Serious Dough Adviser lineup with three model allocations (Moderate, Intermediate, Aggressive) and an actively managed ETF Adviser option for more flexible allocation and higher turnover. Its investment process combines technical, quantitative and qualitative analysis with specific ETF‑level analysis, regular rebalancing and explicit attention to tax implications and limiting unearned capital‑gain distributions.
Compared with many peers, the firm was founded with an explicit ETF‑first philosophy and operates as a fee‑only advisor that disavows commission‑based compensation and 12b‑1 payments. The firm’s lead investment professional holds the Chartered Market Technician designation and incorporates technical analysis into the process, and the firm does not vote client proxies (clients retain proxy voting responsibility).
Client services
Expertise
Fee options
$0+: 0.50% annually for Serious Dough Adviser (all three model allocations) $0+: 1.00% annually for ETF Adviser (active portfolio)
Financial Planning Services billed at $250 per hour if plan is terminated before completion
Fee-only: Financial Planning Services fees typically range from $500 to $2,500, negotiated per client
Main office location
INS Capital Management, LLC
Dickinson ND, United States
Number of offices
1
Most active in
Colorado · North Dakota · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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