Inove Asset Management, L.L.C.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,457,710
Clients
6
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
6
Very LowAverage account size
$242,952
About
The firm provides investment advisory, financial planning, financial education and consulting to individuals, trusts, family offices, foundations, and retirement plan sponsors, including corporate and government plans. Its service menu includes model portfolio management through the INOVE Model Investment Portfolio Strategies (iMIPS), retirement plan advisory, participant education, and standalone financial planning and consulting.
Investment management is delivered principally via the iMIPS asset allocation models, which use mutual funds and ETFs across a diversified mix of asset classes and investment styles to match client risk profiles from capital preservation to aggressive growth. Security selection and portfolio monitoring draw on academic frameworks (Modern Portfolio Theory, Fama‑French factors) and semantic/data analysis, with periodic rebalancing and discretionary reallocations implemented as market, tax, or client conditions warrant.
Alongside typical individual portfolio management, the firm provides several services that are less common among independent advisers: pension consulting and retirement plan design, ERISA plan advisory roles (including services consistent with ERISA §3(21) and §3(38)), coordination with recordkeepers/TPAs, and public or employer‑sponsored financial literacy seminars and workshops (offered for a fee or as community service). These institutional and education‑focused offerings differentiate the firm from many peers and signal an emphasis on working with plan sponsors as well as individual investors.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Government Employee
Fee options
$0 - $250,000: 1.75% $250,001 - $500,000: 1.50% $500,001 - $750,000: 1.25% $750,001 - $1,000,000: 1.00% $1,000,001 - $5,000,000: .75% $5,000,001 - $10,000,000: 0.50% $10,000,001+: Negotiable
$200 per hour for financial planning services
Account minimum: $100,000 Fee-only: Hourly rate of $200 per hour for financial planning services, negotiable fees for financial planning and investment consulting
Main office location
Inove Asset Management, L.L.C.
50 Estate Thomas, Suite 201
St. Thomas VI 00802, United States
Number of offices
1
Most active in
Inove Asset Management, L.L.C. has reported serving >5 clients in these states in the last 12 months.
Virgin Islands
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")