Innovate Wealth

Innovate Wealth provides financial planning, estate planning assistance, tax services, and discretionary investment management and retirement plan services to individuals, businesses, and high‑net‑worth clients. The firm manages approximately $63 million on a discretionary basis across roughly 42 client relationships and offers investment management and retirement plan services through a wrap‑fee program; it does not manage assets outside that program.

Financial planning is delivered as an ongoing, software‑based collaborative process: clients have continuous access to the firm’s planning software and typically engage in an initial 12‑month engagement with periodic meetings rather than a single static written plan. For investment management, Innovate Wealth generally uses a passive, asset‑allocation framework supplemented by trend‑following signals and factor tilts toward value and momentum, and implements trades using custodial programs that support aggregated block trading.

What is noteworthy relative to many peers is that the firm sponsors a wrap‑fee program and pays transaction costs on behalf of clients within that program, a structure that only a minority of supported firms offer. The firm also integrates third‑party estate‑document services supported by attorneys and third‑party tax preparation through licensed CPAs into its service mix, and intentionally confines its discretionary portfolio management to the wrap‑fee vehicle.