Ingeniq Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,787,600
Total clients
10
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
10
Average account size
$278,760
About
Ingeniq Capital works primarily with individuals, families, trusts and estates while also accepting business-owner and charitable-organization clients. The firm offers comprehensive financial planning, discretionary investment management, ongoing advisory services, and project-based financial consulting and tax-preparation support for clients who need assistance with business and retirement-plan matters.
The adviser operates as a fiduciary and emphasizes a goals-based planning process that is integrated with its investment management; investment portfolios are constructed primarily using passive, asset-class-based strategies (index mutual funds and ETFs) consistent with Modern Portfolio Theory. Clients can engage a full comprehensive plan, a streamlined “lite” planning option, ongoing advisory retainer services, or one-off consulting projects tailored to specific issues such as entity selection, payroll setup, or retirement-plan evaluation.
What distinguishes the firm from many solo independent advisers is the breadth of business- and institution-facing consulting described in its brochure: examples include evaluating small-business retirement plans, coordinating business purchase/sale work with legal and tax professionals, and providing tax-preparation assistance for business returns. The firm also provides educational seminars and workshops to clients and integrates planning deliverables into its investment onboarding, reflecting a hybrid project-and-advisory model not always offered by similarly sized single-advisor practices.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
General retirement planning
Equity compensation tax strategy
Cash flow / budgeting
Fee options
Comprehensive Financial Plan fixed fee between $3,500 and $8,000, negotiable; Financial Consulting typically flat-fee per project
$0 - $500,000: 0.75% AUM + minimum $200/month for discretionary management $500,000 - $1 million: 1.1% AUM discretionary management $1 million - $2 million: 0.85% discretionary management; 1.00% non-discretionary management $2 million - $4 million: 0.65% discretionary management; 0.75% non-discretionary management $4 million+: 0.55% discretionary management; 0.65% non-discretionary management
$300 per hour
Minimum fee: Minimum $200 per month for discretionary management accounts Fee-only: Fixed fees for financial planning ranging from $3,500 to $8,000; ongoing financial advisory fees from $300 to $1,000 per month billed quarterly in advance; hourly consulting at $300/hour
Main office location
Ingeniq Capital
200 Great Road, Suite 211
Bedford MA 01730, United States
Number of offices
1
Most active in
Ingeniq Capital has reported serving >5 clients in these states in the last 12 months.
California · Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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