In Touch Financial Services

In Touch Financial Services provides investment advisory and financial planning services focused on retirement, estate, insurance and education planning, along with portfolio management for individuals (including high‑net‑worth clients), trusts, estates, corporate pension and profit‑sharing plans, charitable organizations and small businesses. The firm manages roughly $87.5 million across about 290 client accounts and operates with a small advisory team.

The firm constructs personalized asset allocations using a mix of fundamental, technical, charting and cyclical analysis, and implements strategies ranging from long‑term holdings to shorter‑term trading, including options, margin and short sales where appropriate. The majority of client assets are managed on a non‑discretionary basis (with mutual funds typically purchased on a discretionary basis), and portfolios are monitored with a six‑month implementation review followed by annual reviews and periodic rebalancing.

What distinguishes the firm is that its principal maintains active licensed practices outside the advisory business — functioning as a licensed insurance agent, real‑estate broker and mortgage officer — and the firm provides and sells insurance products and assists in real‑estate transactions, receiving customary commissions for those services. Those affiliated insurance and real‑estate activities, along with sales of other financial products and 401(k) plan advisory work, are disclosed in the brochure and represent potential conflicts of interest that clients are asked to consider.