Immaculate Wealth Management, LLC

Immaculate Wealth Management, LLC is a fee-based investment adviser that manages roughly $141 million for about 574 clients, primarily individuals including high‑net‑worth and non‑HNW households. The firm provides discretionary portfolio management and financial planning and consulting services covering retirement, tax, insurance reviews, estate and education planning.

The firm’s investment process uses fundamental, technical and cyclical analysis and documents client objectives through investment policy statements and risk‑tolerance assessments; it accepts discretionary trading authority to implement long‑term, short‑term, trading and options strategies. Accounts are reviewed at least quarterly, plans are typically delivered within 90 days, and the firm recommends qualified custodians for assets (the brochure identifies Charles Schwab).

Notable distinctions include sponsorship of a wrap fee program, an arrangement that is relatively uncommon among peers, and an affiliated insurance practice: the firm’s managing member spends more than one‑third of his time as an insurance agent and is also a registered representative of a broker‑dealer, which the brochure discloses may result in separate commission compensation. The brochure also discloses that the managing member is the firm’s sole owner and supervisor and references a past self‑regulatory Acceptance, Waiver & Consent (2014) with resulting suspensions and fines; the firm describes disclosures and procedures intended to mitigate related conflicts of interest.