Illumint

Illumint provides financial planning and related advisory services primarily to Millennials and Gen Z clients, with a focus on issues common to new couples and young families such as housing decisions, student loan repayment, child expenses, joint bank accounts, and inheritance planning. Services described in the brochure include comprehensive annual financial planning, project-based engagements, hourly consultations, and public speaking or educational seminars.

The firm emphasizes a planning-first process that centers on an annual timeline for review and implementation, and offers customizable investment advice when clients request portfolio management. Investment guidance is grounded in a passive investment philosophy and implemented through a third-party custodian/Outside Manager, and the firm operates under a stated fiduciary standard while declining commission-based compensation.

Noteworthy aspects include the firm’s active offering of public speaking and educational seminars—sometimes provided pro bono—a service model that the brochure links to the advisor’s broader outreach and that is uncommon among peers. The brochure also highlights a planning-centric business model with fixed, flat-fee planning and project engagements and notes that, although investment management is available through an outside manager, the firm reported no discretionary or non-discretionary assets under management as of January 1, 2026.