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Illumination Wealth Management

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Total assets under management

$377,317,683

More info

Total clients

210

52% high-net worth

Total advisors

10

of 15 employees

Firm size

Team

4-10 advisors or $500M+ in AUM

Average clients per advisor

21

Average account size

$1,796,751

About

Illumination Wealth Management is a registered investment adviser that serves individuals (including high‑net‑worth clients), trusts, corporations, and retirement plans, offering comprehensive Financial Life Management that combines financial planning and ongoing investment management. The firm also provides pension consulting and employee education, and delivers participant‑level investment guidance for plan sponsors.

Investment programs are built from client‑specific investment policy statements and rely on strategic asset allocation models with tactical, valuation‑driven adjustments, using ETFs, mutual funds, individual securities and, when appropriate, private placements. Portfolios are monitored on an ongoing basis—model performance and holdings are reviewed weekly and client accounts are reviewed at least quarterly—with an emphasis on long‑term allocation rather than short‑term sector chasing.

Noteworthy features for a team firm of this size include an unusually broad physical footprint, operating nine offices, and an affiliation with Illumination Family Office, which provides bookkeeping, payroll and other non‑advisory administrative services. The firm also uses a Financial Life Management fee framework that factors client income and net worth (rather than only AUM), offers plan‑level fiduciary and pension consulting capabilities, and discloses potential conflicts such as principals’ participation in certain private placements and referrals to its family‑office affiliate.

Client services

Financial planning Portfolio management Pension consulting Wealth management

Fee options

Fixed

Pension consulting initial fixed fee $500-$1,500; ongoing fixed annual fee with $500 minimum paid quarterly in advance.

Percentage

$0 - $2,000,000: 0.50% of net worth (Financial Life Management) $2,000,001 - $3,000,000: 0.40% of net worth (Financial Life Management) $3,000,001 - $5,000,000: 0.30% of net worth (Financial Life Management) $5,000,001 - $10,000,000: 0.20% of net worth (Financial Life Management) $10,000,001+: 0.10% of net worth (Financial Life Management) $0 - $500,000: 1.00% of adjusted gross income (AGI) (Financial Life Management) $500,001 - $1,000,000: 0.80% of AGI (Financial Life Management) $1,000,001 - $2,000,000: 0.60% of AGI (Financial Life Management) $2,000,001+: 0.40% of AGI (Financial Life Management) $0 - $99,999: $1,500 minimum fee (Investment Management only) $100,000 - $249,999: 1.50% annually (Investment Management only) $250,000 - $499,999: 1.35% annually (Investment Management only) $500,000 - $999,999: 1.20% annually (Investment Management only) $1,000,000 - $2,999,999: 1.00% annually (Investment Management only) $3,000,000+: 0.90% annually (Investment Management only)

Other

Account minimum: No general minimum dollar amount required to open and maintain an advisory account; however, Financial Life Management services have a minimum quarterly fee of $2,000 (may change and determined case by case) and Investment Management services have a $1,500 minimum fee for accounts under $100,000. Minimum fee: Financial Life Management: minimum quarterly fee $2,000; Investment Management: $1,500 minimum for accounts under $100,000 Fee-only: Financial Life Management and Investment Management fees are fee-only (no commissions). Pension consulting fees are fixed fees.

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Main office location

Illumination Wealth Management

11622 El Camino Real, Suite 100

San Diego CA 92130, United States

Number of offices

9

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Instagram YouTube Website 858-246-6855

Advisors at this firm

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Kimberly M

CFP®, Series 63, Series 65

La Grange, TX

Illumination Wealth Management
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David K

CFP®

Northglenn, CO

Illumination Wealth Management
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Norman M

CFP®, Series 65

Palm Springs, CA

Illumination Wealth Management
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John K

CFP®, Series 66

Orinda, CA

Illumination Wealth Management
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Steinar J

CFP®, Series 65

Indianapolis, IN

Illumination Wealth Management
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Sara G

CFP®, Series 66

Nashua, NH

Illumination Wealth Management
user avatar

Christine P

CFP®, Series 63, Series 66

Orchard Park, NY

Illumination Wealth Management
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Matthew R

Series 63, Series 65

San Diego, CA

Illumination Wealth Management
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Benjamin R

Series 63, Series 65

Rancho Mirage, CA

Illumination Wealth Management
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