Ignite Financial

Ignite Financial is a state-registered investment adviser that offers investment management, ongoing and project-based financial planning, and educational seminars. The firm’s ADV lists a broad client mix that includes pooled investment vehicles and a range of institutional and non‑institutional clients — banking or thrift institutions, insurance companies, pension and profit‑sharing plans, state and municipal government entities, other investment advisers, corporations, charitable organizations, as well as individual and high‑net‑worth clients.

The firm describes a primarily passive, index‑fund approach grounded in Modern Portfolio Theory, emphasizing low‑turnover, tax‑efficient portfolios constructed from index mutual funds and ETFs, while also noting use of fundamental, technical, cyclical and charting analyses and the ability to recommend outside managers. Ignite Financial uses custodial and trading tools provided by its recommended custodian and accepts discretionary authority over managed accounts, and it conducts due diligence and periodic monitoring of any outside managers it recommends.

Compared with many peers, Ignite discloses flat, non‑AUM fee arrangements (annual flat fees, fixed project fees, and hourly planning options) rather than percentage‑of‑assets billing, and it reports receiving non‑economic support and soft‑dollar benefits from its recommended custodian. The brochure also notes the firm was formed in 2022 and reports no AUM at present, principals who hold CFP® credentials, and that the firm does not provide separate written reports to investment advisory clients.