IFS Group logo

IFS Group

Updated today

Client assets under management

$240,000,000

Clients

267

27% high-net worth

Advisors

6

of 6 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

45

Low

Average account size

$898,876

About

IFS Group advises individuals (including high-net-worth clients), corporations, and retirement plan sponsors, offering discretionary portfolio management, financial planning, and pension consulting. The firm works with a broad set of investments — mutual funds, ETFs, fixed income, annuities, REITs, private placements, options and margin — and documents client objectives and risk tolerance in an Investment Policy Statement for each account.

IFS Group implements client-tailored portfolios overseen by an internal investment committee and a Portfolio Analyst, and makes use of model allocations and multiple LPL-sponsored platforms (including SWM/SWM II, Manager Access Select, OMP, MWP, SMS and the algorithm-based GWP). Investment decisions draw on fundamental, quantitative, technical and modern portfolio theory analyses, with ongoing monitoring and at least quarterly account reviews; advisors may exercise discretion and deviate from models to meet individual client needs.

Noteworthy features include that several advisors are dually registered as LPL broker-dealer representatives and licensed insurance agents and may receive commissions for insurance and brokerage sales, and the firm requires clients to custody assets at LPL Financial while receiving technology, research and other support from LPL. The firm’s use of LPL’s SWM II wrap-fee program, the GWP managed service, and the disclosed transaction-charge and mutual fund share-class dynamics are distinctive operational aspects that clients should be aware of.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Options & derivatives strategies Tax-loss harvesting Annuities

Fee options

Percentage

$100,000 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.90% $5,000,001+: 0.80%

Commissions

Registered representatives may earn commissions for the sale of securities or insurance products, but commissions are not the primary source of compensation for advisory services.

Project-based

$175 to $250 per hour for financial planning services

Other

Account minimum: $100,000

Main office location

IFS Group

1205 Manor Drive, Ste 200

Mechanicsburg PA 17055, United States

Number of offices

1

Most active in

Pennsylvania

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Martin L

CFP®, Series 66

Mechanicsburg, PA

IFS Group

Martin Leonard is a CFP® with 21 years of industry experience, currently serving as an advisor at IFS Group since 2024. He has previously worked at LPL Financial and Investacorp, among other firms. Outside of his advisory work, Leonard is an author affiliated with Triton, Inc. IFS Group is a team of six advisors managing approximately $210 million for individual, corporate, and municipal clients. The firm provides discretionary portfolio management, financial planning, and pension consulting, using a blend of analytical approaches and maintaining model portfolios through LPL Financial’s platforms.

Options & derivatives strategies Tax-loss harvesting Annuities
user avatar

Joseph K

Series 63, Series 65

Mechanicsburg, PA

IFS Group

Joseph Krichten is a financial advisor with IFS Group in Mechanicsburg, PA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with IFS Group and affiliated entities since 2002. In addition to his advisory role, he is an independent insurance agent specializing in non-variable insurance. IFS Group is a team of six advisors managing approximately $210 million for individuals, corporations, and municipal plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, using a range of analytical approaches and maintaining model portfolios through LPL Financial’s platforms.

Options & derivatives strategies Tax-loss harvesting Annuities
user avatar

Joseph P

Series 63, Series 65

Mechanicsburg, PA

IFS Group

Joseph Perretta is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at firms including Raymond James Financial Services and Fulton Bank, and currently provides investment advisory services through IFS Group LLC. Outside of his advisory role, he serves as a wrestling coach at Trinity High School. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a broad range of investment solutions, combining large-scale advisory operations with non-advisory product offerings.

Options & derivatives strategies Tax-loss harvesting Annuities
user avatar

Brent G

Series 66

Mechanicsburg, PA

IFS Group

Brent Guthrie is a financial advisor with IFS Group, holding a Series 66 designation and 16 years of industry experience. He has worked with LPL Financial since 2012 and joined IFS Group in 2024. Outside of his advisory role, he is involved with Circle Arc G Investments LLC, a business entity for tax and investment purposes. IFS Group is a team of six advisors managing approximately $210 million for individuals, corporations, and municipal/governmental plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, utilizing a combination of analytical approaches and tailored investment strategies.

Options & derivatives strategies Tax-loss harvesting Annuities
user avatar

Andrew F

CFP®, Series 66

Mechanicsburg, PA

IFS Group

Andrew Fry is a CFP® with 10 years of industry experience, currently serving as an advisor at IFS Group. He previously worked at LPL Financial and Bridgeport Wealth Management. IFS Group is a team of six advisors managing approximately $210 million for individuals, corporations, and municipal/governmental plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, employing a variety of analytical approaches and tailored investment strategies.

Options & derivatives strategies Tax-loss harvesting Annuities
user avatar

Kenneth F

CFP®, Series 63, Series 65

Mechanicsburg, PA

IFS Group

Kenneth Fry is a CFP® professional with 32 years of industry experience, currently serving as an advisor at IFS Group. Prior to joining IFS Group, he worked at Bridgeport Wealth Management for 12 years and has been affiliated with LPL Financial for 17 years. He also provides limited accounting, tax preparation, and estate planning services to select clients. IFS Group is a team of six advisors managing approximately $210 million for individuals, corporations, and municipal/governmental plans. The firm employs a disciplined investment approach incorporating multiple analytical methods and offers discretionary portfolio management alongside financial planning and pension consulting services.

Options & derivatives strategies Tax-loss harvesting Annuities
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