IDB Lido Wealth, LLC

IDB Lido Wealth, LLC is an SEC-registered investment adviser that manages roughly $478 million for about 171 clients, serving individuals (including high‑net‑worth and ultra‑high‑net‑worth clients), family offices, pensions, trusts, estates, corporations and, notably, insurance companies. The firm offers investment management, financial planning, family‑office services, and retirement and estate planning, and coordinates fiduciary and trust services through affiliated trust companies.

The firm describes an integrated wealth‑management approach and typically manages client assets on a discretionary basis, constructing diversified allocations across equities, fixed income, cash, structured notes, hybrid instruments and both liquid and non‑liquid alternatives. Implementation is performed largely under a sub‑advisory arrangement with its affiliate Lido, and the firm discloses use of options strategies (including a “Cap and Cushion” options‑based equity strategy), structured notes, and the use of borrowing (margin) and derivatives in separately managed accounts where suitable.

IDB Lido’s ownership and affiliate network distinguish it from many peers: it is jointly owned 50/50 by Lido Advisors and Israel Discount Bank of New York and has affiliated entities that sponsor private funds, operate chartered trust companies (Enterprise‑CA and Enterprise‑NV), provide administrative services, tax and bill‑payment services, insurance distribution, and a newly formed broker‑dealer affiliate. The brochure discloses related arrangements such as referral fees to the bank owner, administrative fees paid to affiliated service entities, and fee waivers or reduced fees for client investments in affiliated funds, which the firm presents and manages as potential conflicts of interest.