IAMS Wealth Management, LLC

IAMS Wealth Management, LLC provides investment advisory and financial planning to a mix of individual investors (including both non‑high net worth and high net worth clients), corporations, retirement plans, trusts, and other business entities. Offerings include discretionary portfolio management using proprietary and third‑party model portfolios, referrals to third‑party investment advisers, ERISA 3(21) plan services, self‑directed brokerage support for plan participants, and standalone financial planning and consulting.

The firm generally manages accounts on a discretionary basis, tailoring asset allocations and implementing model‑based strategies while permitting written client restrictions and periodic reviews (at least annually). Its disclosures describe the use of a broad set of instruments — equities, ETFs, fixed income, direct indexing, and in some cases cryptocurrency and structured products — and note operational practices such as the use of AI tools for research and meeting transcription and household aggregation of accounts for fee breakpoints.

IAMS Wealth is distinctive for its corporate affiliations and distribution relationships: principals also own an insurance field marketing organization (Insurance Agency Marketing Services, Inc.) and have an ownership interest in American Elm Distribution Partners (AEDP), a wholesale broker‑dealer that distributes RILAs and other variable products, matters the firm discloses as creating potential conflicts of interest. It also operates through a network of co‑branded investment adviser representatives across many small offices, uses an “IAR remainder” compensation model and periodic incentive programs for IARs, and maintains a $25,000 account minimum—features that differentiate its adviser network and compensation mix within enterprise‑scale advisory firms.