I4 Advisors LLC

The firm provides investment supervisory services and financial planning to individual clients (including high-net-worth individuals) and also accepts corporate/business clients and pension or profit-sharing plan accounts. Services include ongoing portfolio management, creation of an Investment Policy Statement for each client, and financial planning engagements billed on an hourly basis.

I4 Advisors tailors portfolios to each client rather than using model portfolios and documents risk tolerance and objectives in written Investment Policy Statements; it may request discretionary trading authority but, as disclosed, a substantial portion of assets were managed on a non-discretionary basis (approximately $7.18 million non‑discretionary vs. $2.51 million discretionary as of 12/31/2021). The firm invests across mutual funds, equities, bonds, ETFs, REITs and may use strategies such as options, margin, short sales and both long- and short-term trading, which carry higher risk.

The principal is a certified public accountant and a partner in an accounting firm, and the advisory practice is affiliated with that accounting business and a financial holding company, a combination that produces closer tax and accounting integration than is typical for solo independent advisors. That affiliation, together with the firm’s work for corporate and pension clients and its relatively large non‑discretionary asset base for a small practice, distinguishes it from many peers and is disclosed as a potential source of related-party services and conflicts the firm manages.