HWM Wealth Management LLC

HWM Wealth Management provides fee-only investment management and financial planning services to individuals and families as well as to businesses and foundations, offering both ongoing portfolio management and standalone financial planning engagements. The firm discloses it does not receive commissions, does not participate in wrap-fee programs, and relies on third‑party custodians for account custody and reporting.

The firm describes a principles-based, long-term investment approach that emphasizes asset allocation, diversification, and tax-aware considerations, using individual securities, mutual funds, ETFs, and, when appropriate, private or alternative investments and third‑party managers (SMAs). Portfolios are typically managed on a discretionary basis and monitored regularly, with clients able to request written restrictions and the firm coordinating with outside professionals as needed.

What is notable for a small independent adviser is the firm’s explicit inclusion of institutional-type clients (businesses and foundations) alongside high‑net‑worth households, reflecting a client mix that is less common among solo independent advisers. The brochure also highlights that the firm is recently formed, maintains a small client roster and AUM, and that the principal has a separate outside publishing business producing educational content, a relationship disclosed as an outside business activity.