Howe Financial Advisory, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$7,418,000
Total clients
4
75% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
4
Average account size
$1,854,500
About
The firm provides advisory services to individual investors, with a stated focus on high‑net‑worth individuals and related entities such as trusts and retirement plans. Services described in the brochure include hourly personal financial consultations, written financial plans, and discretionary investment management billed as a percentage of assets under management.
Investment management is implemented using Modern Portfolio Theory principles, with portfolios constructed from individual securities, exchange‑traded funds and mutual funds and managed on a fully discretionary basis. The firm emphasizes long‑term holdings, asset allocation and diversification, seeks tax‑efficient outcomes (including loss harvesting where appropriate), and conducts at least annual reviews of investment objectives and portfolio guidelines.
Several operational and client‑service features distinguish the firm from many peers: the principal is a CFP® professional, the adviser states it is not accepting new investment management clients (resulting in a concentrated, high‑net‑worth client base), and the firm reports no affiliations with broker‑dealers or pooled investment vehicles. The brochure also highlights specific practice policies—such as declining business correspondence by text and detailed privacy and data‑security safeguards—that are more prescriptive than typical for similarly sized independent advisers.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% $1,000,000 - $4,000,000: 0.75% $4,000,000+: Negotiable with a maximum of 0.75%
$250 per hour for Personal Financial Consultations and additional Financial Planning time beyond base plan
Account minimum: $1,000,000 Minimum fee: Minimum fee of $3,500 for Personal Financial Planning Fee-only: Personal Financial Consultations at $250 per hour; Personal Financial Planning starting at $3,500 minimum fee plus $250/hour for additional time; Investment Management fees as per tiered schedule
Main office location
Howe Financial Advisory, LLC
Seattle WA, United States
Number of offices
1
Most active in
Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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