Houseman Financial LLC

The firm provides investment supervisory services primarily for pooled vehicles and institutional clients, including retirement plans and 401(k) arrangements, and also offers financial planning, consulting, and public educational seminars. It delivers discretionary portfolio management through a third-party money manager and engages a third-party administrator for retirement plan accounting and participant reporting.

The firm’s investment process is grounded in fundamental, value-driven analysis with a long-term orientation, focusing on companies with durable balance sheets, steady earnings and dividend histories; option strategies such as covered calls or spreads are used only occasionally for hedging or targeted exposure. It develops written investment policies through personal discussions and written plans, and it vets and may introduce other advisers when clients require outside or specialized services.

Noteworthy for a firm in this category, it conducts no-cost, non-tailored seminars on direct-instrument and mutual fund investing—a relatively uncommon offering for investment managers—and it explicitly evaluates and selects other advisers before making introductions, including a referral relationship with an affiliated accounting practice. The firm also offers financial planning on an hourly or fixed-fee basis and, as a recently formed advisory, currently reports no assets under management.