H
Horton Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
29
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
29
TypicalAverage account size
$0
About
Horton Financial Planning LLC is a small, fee-only advisory firm that provides hourly, as‑needed financial planning and investment advice primarily to individual clients. Services described in the brochure include comprehensive financial planning across income/expense, tax, insurance, estate, retirement and education areas, together with investment recommendations to implement an agreed asset allocation.
The firm follows a fundamental, long-term buy‑and‑hold philosophy and generally recommends passive, low‑cost, no‑load index investments with periodic (about annual) rebalancing. Horton does not offer ongoing discretionary portfolio management or custody of client assets; clients may grant limited trading authority for execution convenience and are responsible for initiating periodic reviews.
Compared with many independent advisers, Horton does not use percentage‑of‑assets fees or accept commissions or third‑party compensation, relying instead on hourly, project‑based engagements rather than AUM billing. The practice is a solo CFP® practitioner with a technical engineering background who serves a small client roster (about 29 clients), does not provide continuous monitoring, and has a limited operational footprint.
Client services
Financial planning
Expertise
General retirement planning
General tax planning
Wealth management
Passive / index investing
Cash flow / budgeting
Fee options
Fixed fees based on hourly rate multiplied by estimated hours anticipated for service.
$200 per hour, billed in six-minute increments.
Fee-only: $200 per hour, billed in six-minute increments; fixed fees may be charged based on hourly rate multiplied by estimated hours; fees negotiable.
Main office location
Horton Financial Planning LLC
Farmington Hills MI, United States
Number of offices
1
Most active in
Horton Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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