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Horizons Wealth Management

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Client assets under management

$247,860,000

More info

Clients

281

25% high-net worth

Advisors

3

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

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Clients per advisor

94

High

Average account size

$882,064

About

Horizons Wealth Management serves individuals, business owners, executives and high‑earning technology employees, as well as charitable organizations, providing comprehensive financial planning, wealth management, and retirement-plan consulting. The firm uses a tiered client engagement model that ranges from brief discovery consultations and standalone planning projects to ongoing portfolio management and implementation services.

Investment implementation is centered on strategic asset allocation, primarily using index exchange-traded funds and other diversified vehicles, with each client guided by a customized Investment Policy Statement and periodic rebalancing rather than market timing. Financial planning leverages Monte Carlo projections (Moneytree Plan®) and portfolios are managed on a discretionary basis with custody and trade execution provided through a national broker-dealer relationship.

Noteworthy for a small advisory team, the firm manages roughly $258 million in client assets and maintains a formal capacity policy to limit new relationships or add staff to preserve service levels. Horizons operates on a fee-only basis, offers both project-based planning and a lighter managed-portfolio option, discloses retained access to held-away account credentials (a practice the firm reports has led to a custody designation), allows clients to direct ownership of specific securities within IPS constraints, and does not vote client proxies.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Roth conversion strategy General tax planning Income planning Cash flow / budgeting

Occupation focus

Executive Technology Professional Founder/Business Owner

Fee options

Fixed

Flat fees generally range from $3,600 and up for comprehensive financial plans; investment analysis fees from $1,500 and up

Percentage

$0 - $1,000,000: 0.875% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.45% $10,000,000+: 0.30%

Project-based

$300 per hour for consultations and financial planning services

Other

Account minimum: $200,000 Minimum fee: $4,000 per quarter minimum Wealth Management fee Fee-only: Fee-only, no commissions or performance-based fees

Main office location

Horizons Wealth Management

82 Patton Ave., Suite 206

Asheville NC 28801, United States

Number of offices

2

Most active in

More info

North Carolina · South Carolina · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website 828-337-9395

Advisors at this firm

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user avatar

David H

CFP®, Series 65

Asheville, NC

Horizons Wealth Management

David Hunter is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Horizons Wealth Management since 2007. He holds a Series 65 license and is based in Asheville, NC. Horizons Wealth Management provides financial planning, wealth management, investment advisory, and retirement plan consulting to individuals, business owners, and charitable organizations. The firm emphasizes strategic asset allocation primarily through ETFs, customizes portfolios according to client Investment Policy Statements, and offers both full wealth-management and lower-touch managed-portfolio services.

General retirement planning Roth conversion strategy General tax planning Income planning Cash flow / budgeting Executive Technology Professional Founder/Business Owner
user avatar

Glen M

CFP®, Series 66

Asheville, NC

Horizons Wealth Management

Glen Martin is a CFP® and holds a Series 66 license, with 19 years of experience in the financial advisory industry. He has been with Horizons Wealth Management in Asheville, NC since 2003. Horizons Wealth Management serves individuals, business owners, and charitable organizations, including high-earning executives and technology employees, providing financial planning, wealth management, investment advisory, and retirement plan consulting. The firm employs a strategic asset allocation approach using ETFs and customizes portfolios based on each client’s Investment Policy Statement, offering both comprehensive wealth management and lower-touch managed-portfolio options.

General retirement planning Roth conversion strategy General tax planning Income planning Cash flow / budgeting Executive Technology Professional Founder/Business Owner
user avatar

Susan C

Series 65

Asheville, NC

Horizons Wealth Management

Susan Cook is a financial advisor at Horizons Wealth Management in Asheville, NC, holding a Series 65 designation with nine years of industry experience. She has been with Horizons Wealth Management since 2015. Outside of her advisory role, she is a part owner of the Rough and Tumble Lodge in New Zealand and provides hourly-based financial planning through her practice, Susan Cook Financial Planning. Horizons Wealth Management serves individuals, business owners, and charitable organizations with comprehensive financial planning, wealth management, and retirement plan consulting. The firm employs a strategic asset allocation approach using primarily ETFs, customizes portfolios to client Investment Policy Statements, and offers both full-service and lower-touch managed portfolio options.

General retirement planning Roth conversion strategy General tax planning Income planning Cash flow / budgeting Executive Technology Professional Founder/Business Owner
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