Horizons Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$72,727,344
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
70
6% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
70
Average account size
$1,038,962
About
Horizons Financial Planning provides asset management and financial planning and consulting services to individuals, high net worth individuals, corporations, and other business entities. The firm manages custodial accounts on an ongoing basis and delivers written financial plans that cover goals, tax planning, asset allocation, risk management, and retirement planning.
The firm’s investment process uses both fundamental and technical analysis and generally implements long‑term strategies tailored to each client’s Investment Policy Statement; accounts may be managed on a discretionary basis when the client grants trading authority. Managed portfolios may include stocks, bonds, mutual funds, ETFs, REITs and options, and client accounts are reviewed at least annually.
Noteworthy features in the brochure include the explicit inclusion of options among eligible investments for separately managed custodial accounts and the firm’s stated client base that extends to corporations and other business entities in addition to individuals—features less common among independent advisers. Horizons reports approximately $72.7 million in discretionary assets under management, does not participate in wrap fee programs, and recommends established custodians (Charles Schwab) while charging negotiable, asset‑based advisory fees.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Options & derivatives strategies
Fee options
$500 - $5,000 for financial planning and consulting services
$100,000 - $250,000: 1.00% $250,001 - $500,000: 0.85% $500,001 - $750,000: 0.75% $750,001 - $1,000,000: 0.50% $1,000,001 - $5,000,000: 0.30% $5,000,001+: 0.25%
$200 per hour (minimum 2 hours)
Fee-only: Hourly fees $200 per hour (minimum 2 hours); Fixed fees $500 - $5,000; Financial planning fees may be waived if asset management services engaged
Main office location
Horizons Financial Planning
3009 N Big Spring
Midland TX 79705, United States
Number of offices
1
Most active in
Horizons Financial Planning has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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