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Horizon Wealth Advisors

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Client assets under management

$229,160,263

Clients

567

13% high-net worth

Advisors

6

of 7 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

95

High

Average account size

$404,163

About

Horizon Wealth Advisors is a team-based SEC-registered investment adviser managing about $235 million for roughly 567 clients with six advisors. The firm offers asset management, financial planning (the brochure notes planning services can be provided without a required fee), and pension consulting to individuals (including high-net-worth clients), trusts, estates, and employer retirement plans.

Advisory services are tailored through interviews and questionnaires and typically delivered on a discretionary basis with continuous monitoring and at least weekly account reviews; custody for managed accounts is generally maintained at Charles Schwab Institutional. The investment process combines fundamental and technical analysis with a sector/style emphasis, and portfolios are built from mutual funds, fixed income and equities with a primary recommendation of ETFs, while also employing tactical and strategic asset allocation and, when appropriate, options and short-sale strategies.

A distinctive feature disclosed in the brochure is that some associated persons are licensed to sell insurance and are registered representatives of broker-dealers, so the firm may implement commission-based transactions in addition to asset‑based advisory services and discloses the resulting conflicts. The firm also delegates proxy voting to clients, issues semi‑annual performance reports, and uses block/aggregated trading practices to allocate executions among client accounts.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Options & derivatives strategies Concentrated stock management Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner

Fee options

Fixed

One-time setup fee of $500 for managed accounts under $500,000 (may be negotiable)

Percentage

$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.75% $2,000,000 - $5,000,000: 0.60% $5,000,000 - $50,000,000: 0.45% $50,000,000 - $60,000,000: 0.35% $60,000,000+: Negotiable

Commissions

Commissions earned on insurance products sold by owner and on securities products sold by certain registered representatives

Other

Account minimum: $500,000 Minimum fee: $3,000 annual minimum fee for fixed-income only accounts Fee-only: Financial planning and consulting services are provided without charge if not implemented through asset management

Main office location

Horizon Wealth Advisors

Lakewood Ranch FL, United States

Number of offices

3

Most active in

Florida · Pennsylvania · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Nicholas D

Series 63, Series 65

Lakewood Ranch, FL

Horizon Wealth Advisors

Nicholas Drizos is a financial advisor at Horizon Wealth Advisors with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Horizon Wealth Advisors since 2008. Outside of his advisory role, he is independently licensed to sell insurance products. Horizon Wealth Advisors serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, and trusts or estates. The firm provides financial planning, discretionary asset management, and pension consulting, managing approximately $217 million in assets using a diversified investment approach that incorporates both fundamental and technical analysis.

Options & derivatives strategies Concentrated stock management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Dwight P

CFP®, Series 63, Series 66

Lakewood Ranch, FL

Horizon Wealth Advisors

Dwight Pendola is a CFP® professional with 17 years of industry experience, currently serving at Horizon Wealth Advisors since 2015. He holds Series 63 and Series 66 licenses and works from Lakewood Ranch, FL. Horizon Wealth Advisors serves individuals, including high-net-worth clients, pension and profit-sharing plans, and trusts or estates, providing financial planning, discretionary asset management, and pension consulting. The firm manages approximately $217 million in assets and employs a diversified investment approach that combines fundamental and technical analysis with strategic and tactical asset allocation.

Options & derivatives strategies Concentrated stock management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Michael F

Series 63, Series 65

Lakewood Ranch, FL

Horizon Wealth Advisors

Michael Ferro is a financial advisor at Horizon Wealth Advisors with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with Ferro Enterprises, LLC since 2003. Outside of his advisory role, Ferro is a shareholder in several business ventures, including West Coast Cons Funding Corp. and Lakewood Center of Commerce, and serves as managing member of Vertical Assets Group of Ellenton in the hotel industry. Horizon Wealth Advisors serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, and estates, providing financial planning, discretionary asset management, and pension consulting. The firm focuses on broadly diversified portfolios primarily implemented with exchange-traded funds, employing both strategic and tactical asset allocation and conducting weekly account reviews.

Options & derivatives strategies Concentrated stock management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Brian B

Series 63, Series 65

Lakewood Ranch, FL

Horizon Wealth Advisors

Brian Babcock is a financial advisor with Horizon Wealth Advisors in Lakewood Ranch, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been affiliated with Purshe Kaplan Sterling Investments and Horizon Wealth Advisors since 2011 and Gulf Coast Financial Network since 2007. Outside of investment advising, he is involved in the sale of life, disability insurance policies, annuities, long-term care, and Medicare supplements. Horizon Wealth Advisors serves individuals, including high-net-worth clients, pension and profit-sharing plans, and trusts or estates, offering financial planning, discretionary asset management, and pension consulting. The firm manages approximately $217 million in assets and employs a diversified investment approach combining fundamental and technical analysis with strategic and tactical asset allocation.

Options & derivatives strategies Concentrated stock management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Elizabeth W

CFP®, Series 63, Series 65

Lakewood Ranch, FL

Horizon Wealth Advisors

Elizabeth Wilson is a CFP® professional with 24 years of experience in the financial industry. She has been with Horizon Wealth Advisors since 2015, where she is part of a six-advisor team. Horizon Wealth Advisors serves individuals, including high-net-worth clients, pension and profit-sharing plans, and trusts or estates, providing financial planning, discretionary asset management, and pension consulting. The firm manages approximately $217 million in assets and emphasizes broadly diversified portfolios primarily implemented with exchange-traded funds, combining fundamental and technical analysis with strategic and tactical asset allocation.

Options & derivatives strategies Concentrated stock management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Jeremy S

Series 66

Lakewood Ranch, FL

Horizon Wealth Advisors

Jeremy Smith is a financial advisor with Horizon Wealth Advisors in Lakewood Ranch, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Horizon Wealth Advisors since 2015. Horizon Wealth Advisors serves individuals, including high-net-worth clients, pension and profit-sharing plans, and trusts or estates, providing financial planning, discretionary asset management, and pension consulting. The firm manages approximately $217 million in assets and focuses on customized, broadly diversified portfolios primarily implemented with exchange-traded funds.

Options & derivatives strategies Concentrated stock management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
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