Horizon Wealth

Horizon Wealth Investment Solutions LLC, which does business as Horizon Wealth, Vision Wealth and HW Tax Strategies, is an SEC‑registered advisory firm managing approximately $147 million for about 163 client relationships through a team of six advisors. The firm provides discretionary and non‑discretionary investment management, financial planning (including standalone plans), and consulting services for individuals and high‑net‑worth clients, with an emphasis on retirement investing, income replacement and financial independence.

Horizon Wealth implements portfolios through diversified asset allocation—primarily equities, ETFs and cash—with the ability to recommend private investments, REITs and other alternatives when appropriate, and it may allocate portions of portfolios to third‑party money managers and model managers accessed via platform providers. The firm emphasizes tax‑aware planning, coordination with clients’ other advisors, and ongoing reviews of managers and client plans, with formal review triggers for performance, manager changes and client life events.

Distinctive features disclosed in the brochure include the firm’s offering of a wrap‑fee portfolio sleeve (Market Guard) available only through an arrangement with an unaffiliated sponsor, Impact Partnership Wealth (IPW), where wrap participants are billed an all‑in fee and the platform provider receives the balance of the wrap fee after other costs. The brochure also discloses use of hypothetical performance in marketing materials and the firm’s access to less‑liquid alternatives (for example, private REITs, a DLP lending fund, and oil and gas limited partnerships for accredited investors), and it states that AI tools are limited to non‑investment operational uses.