Horizon Family Wealth, Inc.

Horizon Family Wealth provides investment advisory and financial planning to individuals (including high‑net‑worth clients), trusts, estates, and business entities. The firm offers comprehensive portfolio management—including the use of third‑party managers—and standalone financial planning and consulting, and reports $278.8 million in discretionary assets under management.

Horizon’s process is client‑driven: advisors meet with clients to document financial situation, goals, and risk tolerance, then implement and monitor individualized portfolios with periodic rebalancing; written financial plans are typically delivered within six months. The firm uses a blend of fundamental, quantitative, technical, and sector analysis and constructs allocations across cash, equities, fixed income, alternatives and derivative instruments, including options, and may utilize third‑party managers for implementation.

Compared with many supported peers, Horizon manages a relatively large asset base with a small advisory staff and explicitly contemplates the use of derivatives and leveraged alternative strategies within client portfolios, which is less common among similar firms. The firm also generally does not allow client‑imposed investment restrictions in its comprehensive management and routinely recommends Raymond James as custodian, disclosing the services and potential conflicts associated with that relationship.