Holistic Finance LLC

Ioulia Guerin is a financial advisor at Holistic Finance LLC with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Park Avenue Securities, Guardian Life Insurance Company, and Northwestern Mutual in various roles. In addition to her advisory work, she is involved in insurance sales and services through Holistic Finance LLC. Holistic Finance LLC provides investment advisory and financial planning services to a broad range of individual clients, including both non-high-net-worth and high-net-worth households. The firm employs a goal- and risk-based investment approach, incorporates fundamental analysis, and offers access to model portfolios and third-party money managers.

Lawrence Milford is a CFP® and CFA® with 13 years of industry experience. He is currently with Holistic Finance LLC in Lakeland, FL, where he has worked since 2026. Prior to that, he spent 12 years at Ernst & Young LLP. Holistic Finance LLC provides investment advisory and financial planning services to individual clients across a range of wealth levels, employing a goal- and risk-based investment approach that incorporates fundamental analysis and access to third-party model portfolios and money managers. The firm offers ongoing portfolio management and planning, including estate-planning support through an automated document platform.

Michael Wheelwright is a financial advisor at Holistic Finance LLC with three years of industry experience. He holds a Series 66 designation and previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory role, he serves as an independent contract consultant for Student Loan Tutor LLC and is president of Reorganism LLC, a consulting and media production company. Holistic Finance LLC provides investment advisory and financial planning services to a diverse client base, offering goal- and risk-based strategies tailored to individual time horizons and objectives. The firm supports both high-net-worth and non-high-net-worth households through portfolio management, financial planning, and estate-planning tools.

Scott Humphrey is a financial advisor at Holistic Finance LLC with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Claris Advisors LLC and Wells Fargo Clearing Services. Outside of advisory work, he is involved with insurance sales through Holistic Finance LLC. Holistic Finance LLC provides investment advisory and financial planning services to individual clients across various wealth levels. The firm employs a goal- and risk-based investment approach, offering portfolio management, ongoing planning, and estate-planning support, with regular reviews and access to third-party managers.