Holcombe & Mcgrath

Holcombe & McGrath is a small registered investment adviser that manages about $155.9 million for roughly 268 clients, primarily individuals including high-net-worth clients, and also provides services to at least one employee benefit plan. The firm offers discretionary portfolio management, standalone financial planning (both comprehensive and project-based), and pension consulting and participant education on an as-requested basis.

The firm employs a proprietary investment philosophy and system developed through years of research that emphasizes broad diversification, low costs, and a probability-oriented, long-term approach, while allowing clients to request alternative strategies. New clients undergo a 30–90 minute suitability review and, for managed accounts, the firm typically operates with discretionary trading authority under client-authorized trading documents.

Operationally, the firm routinely requires clients to direct brokerage and custody to Charles Schwab and describes access to Schwab’s institutional platform and research benefits as part of its service model. It also discloses having standing transfer authority over client accounts and negotiable fee arrangements that can vary by account size, practices that may differ from many peers.