Hodge Financial Services, LLC

Hodge Financial Services, LLC is a fee-only independent advisory firm that provides investment management and financial planning to individuals, trusts, estates, charitable organizations and small businesses. It manages roughly $19.7 million for a small, primarily long-standing client base and does not act as custodian of client assets.

The firm implements a discretionary, active asset-allocation strategy using mutual funds and ETFs and employs market timing and timing services alongside charting, technical, fundamental and cyclical analysis to adjust allocations; in elevated risk environments the adviser may move a large portion or all client assets into money market funds for capital preservation. The same allocation model is applied across client accounts and trades are executed under a limited power of attorney with recommended custodial arrangements (the brochure cites Vanguard Brokerage Services).

Distinctive features include an affiliation with the principal’s separate CPA practice, which provides accounting, tax and trustee services and from which many advisory clients have originated; the firm discloses this potential conflict and leaves engagement of accounting/trust services to client choice. The firm operates as a solo practitioner practice that is generally not accepting new clients except those connected to existing clients, and the principal personally conducts account reviews and participates in reallocation trades—an organizational and client-intake approach that is less typical among peers.