HMV Wealth Advisors, LLC

HMV Wealth Advisors provides discretionary investment management and retirement-plan advisory services to individuals, high-net-worth clients, trusts, charitable organizations, businesses, and qualified retirement plans. The firm reports managing about $465 million in client assets and additionally advises on self-directed retirement-account assets, and offers financial planning support that includes income and estate tax planning, insurance analysis, and retirement plan design.

The firm’s investment approach is grounded in modern portfolio theory and favors broadly diversified, passive asset-class strategies implemented primarily with no-load mutual funds, ETFs, and high-quality fixed income, supplemented selectively with registered alternative funds and interval funds when appropriate. HMVWA develops written investment policy statements for clients, uses Monte Carlo simulations and portfolio-allocation software to inform asset allocation, continuously monitors portfolios, and may delegate discretionary sub-advisory management and trade execution to Focus Partners Advisor Solutions.

A distinctive feature of HMVWA is that it is owned by the accounting firm Heard, McElroy & Vestal, LLC and has an affiliated third‑party administrator, HMV Retirement Plan Advisors, which creates integrated tax, accounting, and retirement-plan support that the firm discloses may lead to cross-referrals; these affiliated services are offered under separate agreements and clients are not required to use them. The firm also operates with a small advisor team supporting a relatively large asset base and relies on third‑party platforms (including FPAS and Fidelity) for model portfolios, sub‑advisory services, and custodial/back‑office support.