H
HMS Financial Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$61,481,638
This total excludes 34 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
194
37% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
194
Very HighAverage account size
$316,916
About
HMS Financial Services provides personalized financial advice and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. As of 12/31/2025 the firm reported managing about $118.5 million across roughly 228 client relationships and offers ongoing financial planning, retirement planning, and limited tax guidance.
The firm typically implements strategic asset allocation using no-load or low-load mutual funds and exchange-traded funds with global diversification and a generally long-term orientation, while employing fundamental, technical, charting and cyclical analysis as appropriate. HMS manages accounts on both discretionary and non-discretionary bases, delivers periodic narrative updates, and provides rollover and retirement-account advice under applicable fiduciary standards.
What is distinctive about the firm compared with many independent advisers is its client mix and service set: it reports more than 200 client relationships and maintains corporate clients, pension and profit-sharing plan clients, and offers pension consulting and ERISA-related rollover guidance—services that are relatively uncommon among peers. The firm also documents written evaluations and periodic reviews for clients and maintains custodian relationships that support back-office administration and client reporting.
Client services
Portfolio management
Pension consulting
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
General tax planning
Occupation focus
Retired
Founder/Business Owner
Fee options
$0 - $500,000: 1.00% $500,001 - $1,500,000: 0.75% $1,500,001 - $3,000,000: 0.50% $3,000,001 - $5,000,000: 0.35% $5,000,001+: 0.10%
Account minimum: $37,500 Minimum fee: Minimum annual fee of $375, negotiable
Main office location
HMS Financial Services, LLC
10 Calendar Court, Suite 200
Columbia SC 29206, United States
Number of offices
1
Most active in
HMS Financial Services, LLC has reported serving >5 clients in these states in the last 12 months.
South Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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