Hilton Head Financial Advisors, Inc.

Hilton Head Financial Advisors provides personalized, fee-only financial planning and investment management to individuals, pension and profit‑sharing plans, trusts, estates, and small businesses. Services described in the brochure include comprehensive financial planning, ongoing investment supervisory (asset management) services, limited hourly planning engagements, and implementation support for recommendations.

The firm documents client objectives in written Investment Policy Statements and typically invests clients in no‑load or low‑load mutual funds, exchange‑traded funds, equities and bonds, using methods such as fundamental, technical, charting and cyclical analysis. Formal account reviews are performed at least semi‑annually (and more often as conditions dictate), and the firm may trade on a discretionary basis under a limited power of attorney while custodians provide account statements directly to clients.

A notable feature is the firm’s scale relative to staffing: it manages approximately $375 million in client assets for about 173 clients, with the large majority managed on a discretionary basis — an uncommon level of assets per advisor among supported firms. Other distinguishing practices include a strictly fee‑only, no‑commission business model, a stated practice of not voting client proxies (clients vote their own), an explicit business continuity plan with an informal continuity agreement with another advisory firm, and the availability of hourly planning for limited‑scope engagements.