Hillvale Wealth Management, LLC

Hillvale Wealth Management serves individual clients, high net‑worth individuals, and charitable organizations with discretionary portfolio management and ongoing financial planning. The firm provides wealth management that includes investment management, retirement and estate planning, business planning, cash‑flow and debt analysis, insurance review, and tax‑aware financial planning offered at the client’s election without an additional fee.

The firm implements client strategies through asset allocation and a predominantly passive investment approach using stocks, bonds, mutual funds, ETFs, municipal securities and cash equivalents, and it monitors manager and fund selection as part of its analysis. Accounts are generally managed on a discretionary basis within client‑imposed restrictions, reviewed quarterly, and constructed with attention to risk tolerance and tax considerations.

Distinctive features include a recent founding and single‑advisor structure managing roughly $36 million in discretionary assets and a relatively small client base, as well as a required relationship with a specific institutional custodian (Charles Schwab). The firm is fee‑only, the principal also serves as chief compliance officer and holds both CFP and CPA credentials with prior tax and brokerage experience; the firm does not aggregate trades for block execution and does not provide written performance reports beyond custodian statements.