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Hilltop Wealth Advisors, LLC

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Client assets under management

$635,019,572

Clients

586

42% high-net worth

Advisors

9

of 16 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

65

Typical

Average account size

$1,083,651

About

Hilltop Wealth Advisors serves individuals, trusts, estates and business entities — including both non-high-net-worth and high-net-worth clients — providing financial planning, consulting and discretionary investment management. The firm manages approximately $635 million in client assets with a team of nine advisors and also offers retirement-plan support, acting as a 3(21) fiduciary for employer-sponsored plans and managing held-away accounts when requested.

The firm’s investment process combines fundamental analysis with a tactical asset-allocation framework derived from Modern Portfolio Theory, typically implemented through mutual funds and ETFs while permitting allocations to individual securities, options, private equity and Independent Managers. Hilltop maintains a set of model portfolios (including tax-aware non-qualified models, SRI-focused models and a direct-indexing option using Vanguard Personalized Indexing) and monitors accounts on an ongoing basis to align allocations with clients’ risk tolerance and objectives.

Notably, Hilltop frequently hosts educational seminars and social events for clients and businesses — an offering that is relatively uncommon among peers — and discloses that some event support may be provided by Independent Managers, which it identifies as a potential conflict of interest. The firm operates as a fee-only adviser that does not accept commissions and discloses receipt of operational support and transition assistance from its primary custodian, arrangements the brochure notes can create conflicts even as they facilitate client servicing.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing

Occupation focus

Executive Founder/Business Owner

Demographic focus

Mid-Career Professionals HENRY (High Earners, Not Rich Yet)

Fee options

Fixed

Fixed fees between $5,000 and $50,000 for ongoing financial planning services

Percentage

$0 - $1,500,000: 1.00% $1,500,001 - $10,000,000: 0.70% $10,000,001+: 0.45%

Other

Account minimum: $15,000 Minimum fee: $15,000 annual minimum annual fee for Wealth Management Services, applied in quarterly installments; negotiable Fee-only: Fixed fees between $5,000 and $50,000 for ongoing financial planning services; fees negotiated for ERISA retirement plans (typically 0.50% of plan assets billed quarterly in arrears); fees for educational seminars negotiated case-by-case, up to $15,000

Main office location

Hilltop Wealth Advisors, LLC

6340 Quadrangle Drive, Suite 100

Chapel Hill NC 27517, United States

Number of offices

1

Most active in

Florida · Georgia · New York · North Carolina · South Carolina · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Russell E

CFP®, ChFC®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Russell Eriksen is a CFP®, ChFC®, and Series 66-licensed advisor with 22 years of industry experience. He has been with Hilltop Wealth Advisors, LLC since 2016 and previously worked at Ameriprise Financial Services from 2004 to 2016. Hilltop Wealth Advisors serves individuals, trusts, estates, corporations, and other business entities, offering financial planning, consulting, and discretionary wealth management. The firm’s investment approach combines fundamental analysis with tactical asset allocation, utilizing mutual funds, ETFs, individual securities, options, independent managers, and direct indexing strategies.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)

Brittany B

CFP®

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Brittany is a financial advisor at Hilltop Wealth Advisors, a fee-only financial planning firm located in Chapel Hill, NC. Brittany has been with the Hilltop team since 2014, when she started as a financial planning intern while earning her BA in Mathematics at UNC-Chapel Hill. She quickly discovered financial planning to be a perfect combination of problem solving and relationship building, which made it her ideal career path. She is a CERTIFIED FINANCIAL PLANNER™(CFP®) professional and Certified Student Loan Professional (CSLP®), and is passionate about working with Gen X & Gen Y clients. Brittany lives in Raleigh with her husband and dog. When she’s not working, she loves cheering on the Carolina Hurricanes, exploring the local food scene, and traveling to the mountains.

Wealth management Doctor or Medical Professional Gen Y/Millennials (Born 1980-1995) Parents Young Families
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Christopher H

CFP®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Christopher Hostetler is a CFP® with 19 years of experience in the financial services industry. He has worked at Hilltop Wealth Advisors, LLC since 2016 and previously spent ten years at Ameriprise Financial Services Inc. He holds a Series 66 license and is based in Chapel Hill, NC. Hilltop Wealth Advisors serves individuals, trusts, estates, corporations, and other business entities with financial planning, consulting, and discretionary wealth management services. The firm combines fundamental analysis with tactical asset allocation using mutual funds, ETFs, individual securities, options, independent managers, and direct indexing strategies, while also hosting educational seminars and offering a broad range of wealth management solutions.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Stephen N

CFP®

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Stephen Neubig is a CFP® professional with two years of industry experience, currently serving at Hilltop Wealth Advisors, LLC in Chapel Hill, NC. His prior work includes roles at Pathfinder Wealth Consulting, Keystone Financial Partners, and Gannett Co Inc. Hilltop Wealth Advisors serves individuals, trusts, estates, corporations, and other business entities with financial planning, consulting, and discretionary wealth management. The firm combines fundamental analysis with a tactical asset allocation approach and offers a range of model portfolios, including SRI-focused and direct-indexing options, while frequently hosting educational seminars and social events for clients and prospects.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Ryan W

Series 65

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Ryan Wickersham is a financial advisor at Hilltop Wealth Advisors, LLC in Chapel Hill, NC. He holds a Series 65 designation and has experience at Hilltop Wealth Advisors since 2025, as well as prior roles at Cook Wealth and Liberty University. Outside of finance, he has operated a lawn care business for several years. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities with financial planning, consulting, and discretionary wealth management. The firm employs a tactical asset allocation approach based on Modern Portfolio Theory and offers a range of model portfolios, including socially responsible investing and direct indexing options.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

David W

CFP®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

David Wise is a CFP® with 14 years of industry experience. He has been with Hilltop Wealth Advisors, LLC since 2016 and previously worked at Ameriprise Financial Services, Inc. from 2011 to 2016. Hilltop Wealth Advisors serves individuals, including high-net-worth clients, trusts, estates, corporations, and other business entities with financial planning, consulting, and discretionary wealth management services. The firm combines fundamental analysis with tactical asset allocation, using a variety of investment vehicles and frequently hosts educational seminars and social events for clients and prospects.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Sofia P

Series 65

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Sofia Pina is a financial advisor at Hilltop Wealth Advisors, LLC in Chapel Hill, NC, holding a Series 65 designation. She has one year of industry experience, including prior roles at G Financial Group and M3 Roofing. Hilltop Wealth Advisors serves individuals, trusts, estates, corporations, and other business entities with financial planning, consulting, and discretionary wealth management services. The firm combines fundamental analysis with a tactical asset allocation approach and offers a range of model portfolios, including socially responsible investing and direct indexing options.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Charles R

Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Charles Rankin is a financial advisor with Hilltop Wealth Advisors, LLC, holding a Series 66 designation and seven years of industry experience. Prior to joining Hilltop Wealth Advisors in 2025, he worked at Edward Jones for six years and held roles with various athletic and educational foundations. Hilltop Wealth Advisors serves individuals, trusts, estates, corporations, and other business entities with financial planning, consulting, and discretionary wealth management services. The firm employs a tactical asset allocation approach based on Modern Portfolio Theory, using mutual funds, ETFs, individual securities, options, independent managers, and direct indexing strategies, while also hosting educational seminars and offering a diverse range of wealth management services.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Benjamin Y

CFP®, ChFC®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Benjamin Yeager is a CFP®, ChFC®, and holds a Series 66 license with 24 years of industry experience. He has been with Hilltop Wealth Advisors, LLC since 2016 and previously worked at Ameriprise Financial Services, Inc. from 2002 to 2016. Hilltop Wealth Advisors serves individuals, trusts, estates, corporations, and other business entities with financial planning, consulting, and discretionary wealth management. The firm employs a tactical asset allocation approach based on Modern Portfolio Theory, utilizing mutual funds, ETFs, individual securities, options, and direct indexing strategies, and frequently hosts educational seminars and social events for clients.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
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