Hilltop Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,722,660
Clients
4
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
4
Very LowAverage account size
$430,665
About
Hilltop Planning, LLC is a fee-only, independently registered investment adviser that provides discretionary portfolio management alongside comprehensive, project-based, and hourly financial planning services. It offers ongoing investment advice, implements asset allocation and portfolio construction, and refers clients to third‑party professionals when appropriate.
The firm combines asset-allocation principles (including passive exposures) with fundamental, technical, and cyclical analysis to tailor portfolios to individual risk tolerances, generally favoring longer-term holdings and quarterly account reviews. Clients may impose written restrictions on investments, and for accounts with $500,000 or more under management the firm provides a comprehensive financial plan as part of its advisory services.
What is notable about Hilltop Planning is its recent founding and very small scale — managing roughly $1.7 million across four clients — and its client mix that emphasizes high‑net‑worth individuals rather than non‑HNW retail clients. The firm also documents several specialized planning offerings, such as widowhood planning, and uses an institutional Schwab custody platform for trading and reporting.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Retirement income strategy
General tax planning
Cash flow / budgeting
Demographic focus
Approaching retirement
Widow/Widower
Fee options
Project-Based Plans fixed fee up to $10,000; fees negotiable and based on complexity.
$0 - $500,000: 0.90% $500,001 - $2,000,000: 0.80% $2,000,001 - $5,000,000: 0.50% $5,000,001+: 0.40%
$350 per hour
Fee-only: Comprehensive Partnership services, Project-Based Plans, Hourly Advice; no commissions or sales-related compensation.
Main office location
Hilltop Planning
Austin TX, United States
Number of offices
1
Most active in
Hilltop Planning has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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