Highlands Wealth Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$33,336,322
Clients
23
26% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
23
TypicalAverage account size
$1,449,405
About
Highlands Wealth Advisors, LLC is a fee-only registered investment adviser that provides discretionary portfolio management and retirement-account advice to individuals, high net worth individuals, trusts, and estates. As of December 31, 2025 the firm managed about $33.3 million for 23 clients and offers rollover and ERISA-related guidance when advising on retirement accounts.
The firm constructs customized, predominantly long-term portfolios using low-cost mutual funds and ETFs, with selective use of individual stocks and bonds; it applies fundamental analysis and will trade for rebalancing, tax-harvesting, or to meet client cash needs. Clients receive ongoing personal contact and periodic reviews, and the advisor may retain legacy holdings for tax or fit reasons or accept client-imposed investment restrictions.
Distinctive features include its solo-practitioner structure managing a relatively large asset base per client (roughly $1.45 million on average) and a stated policy of being fee-only without participation in soft-dollar programs. The firm maintains an institutional relationship with Schwab Advisor Services that provides platform and support benefits, discloses the resulting economic benefits, and does not accept proxy-voting responsibility for client securities.
Client services
Portfolio management
Expertise
Passive / index investing
Active portfolio management
Fee options
$0 - $750,000: 1.50% $750,001 - $1,500,000: 1.25% $1,500,001 - $2,500,000: 1.00% $2,500,001 - $5,000,000: 0.85% $5,000,001+: 0.50%
Fee-only: Fee-only advisor, compensated solely by client advisory fees; no commissions received.
Main office location
Highlands Wealth Advisors, LLC
9920 Pacific Heights Blvd, Suite 150
San Diego CA 92121, United States
Number of offices
1
Most active in
Highlands Wealth Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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