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HFG Advisors

Updated today

Client assets under management

$108,767,232

Clients

456

5% high-net worth

Advisors

4

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

114

Very High

Average account size

$238,525

About

HFG Advisors provides financial planning, investment management, and retirement-plan consulting to individuals (including high‑net‑worth clients), businesses, and retirement plans. The firm offers comprehensive and modular written financial plans, ongoing portfolio management, and access to instructor‑led financial education programs delivered through an affiliated nonprofit.

The firm generally implements portfolios by selecting third‑party money managers and model strategies (for example, programs described from SEI, Barden Capital, and Envestnet) and tailors recommendations based on each client’s goals and risk tolerance. HFG primarily operates in a non‑discretionary capacity, making ongoing recommendations and relying on third‑party manager materials — including model or hypothetical performance and external manager research — when proposing allocations.

Noteworthy aspects disclosed in the brochure include a substantial amount of assets handled on a non‑discretionary basis (about $108.8 million reported as non‑discretionary AUM) and routine use of third‑party manager materials and ratings in client presentations. The firm also discloses that its advisor representatives may be licensed insurance agents who can receive commissions, and that several principals devote significant time to affiliated financial‑education organizations, which is a distinctive element of its business mix.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General tax planning Wealth management Retirement plans for business owners (SEP, solo 401k)

Fee options

Percentage

$0 - $500,000: 2.00% $500,001 - $1,000,000: 1.75% $1,000,001 - $3,000,000: 1.50% $3,000,001 - Negotiable: Negotiable

Commissions

IA Reps may receive brokerage and/or insurance commissions for sales of investment and insurance products.

Project-based

Hourly consulting fees may be negotiated if not managing assets.

Other

Account minimum: $25,000 Fee-only: Financial planning fixed fees ranging from $200 to $3,000, negotiable and based on complexity and advisor.

Main office location

HFG Advisors

8301 East Prentice Ave., #312

Greenwood Village CO 80111, United States

Number of offices

1

Most active in

Colorado · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

David B

ChFC®, Series 63, Series 65

Greenwood Village, CO

HFG Advisors

David Bromeier is a financial advisor with HFG Advisors, holding the ChFC® designation and Series 63 and 65 licenses, with 24 years of industry experience. He has been associated with HFG Advisors since 2010 and is also involved with GBG Financial, David J. Bromeier, Inc., and the Heartland Institute of Financial Education, where he serves as a consultant and instructor. HFG Advisors provides financial planning, consulting, and portfolio management to individuals, businesses, and retirement plans, emphasizing non-discretionary advice and integration with financial education programs. The firm utilizes third-party money managers and external research to support client portfolios.

General tax planning Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Ryan G

Series 65, Series 66

Aurora, CO

HFG Advisors

Ryan Gappinger is a financial advisor with HFG Advisors in Aurora, CO, holding Series 65 and Series 66 licenses and 14 years of industry experience. He has held roles at GMF LLC, GBG Financial, and HFG Colorado Inc., serving in consulting, marketing, and business management capacities. Gappinger is also a partner in GBG Financial and involved in consulting and office support functions. HFG Advisors provides financial planning, consulting, and portfolio management to individuals, businesses, and retirement plans, with an emphasis on non-discretionary advice. The firm integrates external research and third-party managers, serving clients including high-net-worth individuals and supporting financial education through the Heartland Institute of Financial Education.

General tax planning Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Alan G

CFP®, ChFC®, Series 63

Greenwood Village, CO

HFG Advisors

Alan Gappinger is a CFP® and ChFC® with 24 years of experience in financial planning and consulting. He has been involved with HFG Advisors since 2002 and also serves as a consultant and instructor for the Heartland Institute of Financial Education and the Financial Literacy Network. Additionally, he is a partner at GBG Financial, a consulting and business management firm. HFG Advisors offers financial planning, consulting, and portfolio management services to individuals, businesses, and retirement plans. The firm emphasizes non-discretionary advice, utilizes third-party money managers, and integrates financial education through the Heartland Institute of Financial Education.

General tax planning Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Eric F

CFP®, ChFC®, Series 63, Series 65

Greenwood Village, CO

HFG Advisors

Eric Fischer is a CFP® professional at HFG Advisors with 24 years of industry experience. He has been with HFG Advisors since 2013. Outside of his advisory role, he spends time as an independent insurance advisor selling fixed insurance products and provides educational support on tax matters for Triad Education. HFG Advisors serves individuals, high-net-worth clients, businesses, and retirement plans by offering financial planning, consulting, and portfolio management. The firm primarily provides non-discretionary advice, utilizes third-party money managers, and integrates financial education through the Heartland Institute of Financial Education.

General tax planning Wealth management Retirement plans for business owners (SEP, solo 401k)
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